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WHEELS FOR WORK | NORTHEAST IOWA COMMUNITY ACTION CORPORATION

Wheels for Work is a car ownership program designed to help eligible families and individuals purchase an affordable and dependable vehicle. The program offers 0% interest loans to people who are working and meet eligibility requirements. The maximum loan amount is $6000 and monthly payments are $150. The car buyer must provide full coverage insurance on the vehicle for the length of the loan.

Physical Address

305 Montgomery Street, Decorah, IA 52101

Hours

Monday 8:00am - 4:30pm;Tuesday 8:00am - 4:30pm;Wednesday 8:00am - 4:30pm;Thursday 8:00am - 4:30pm;Friday 8:00am - 4:30pm

Application process

Call or walk in for an application or visit the website to download an application.

Fee

A 5% administration fee is required at the time of the loan (will not exceed $300) and the recipient may need to pay some of the tax, title, security, and licensing fees

Required documents

Application packet

Eligibility

Individuals with a household income of less than 200% of the federal poverty guidelines; must be employed and able to repay the loan; must have a valid driver's license; serves Allamakee, Bremer, Chickasaw, Clayton, Fayette, Howard, and WInneshiek Counties

Languages

Spanish;Hmong;French;Korean;Laotian;Thai;Somali;Provides Interpreter Services - General;Provides Interpreter Services - Spanish;Provides Interpreter Services - Hmong;American Sign Language

Agency info

NORTHEAST IOWA COMMUNITY ACTION CORPORATION

Northeast Iowa Community Action Corporation (NEICAC) serves low-income individuals and families.