Financial and Credit Services | Annual Credit Report Request Service

PO Box 105283, Atlanta, GA 30348

Eligibility

Open to anyone

Required documents

Varies by service

Application process

Visit website or call

Fees

Free annually

Service area

United States

Description

Centralized, free and secure service for consumers to request annual credit reports.

Under the Fair and Accurate Credit Transactions act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies.

Last assured

10/30/2025

Providing organization

Annual Credit Report Request Service

Centralized, free, and secure service for consumers to request annual credit reports.