Debt Management Program | Money Fit by DRS
6213 North Cloverdale Road, Suite 130, Boise, ID 83713
Open to any consumer struggling with their debt payments; clients need steady and sufficient income to make the new monthly payments
Recent credit card, store card, and collection account statements if not available, recent information may be pulled from a credit report a list of monthly household expenses is helpful but can be created with the counselor
Main Phone
Toll-Free
Free counseling session via phone, email, or text; Clients who choose to enroll can sign the agreement provided by the counselor
Fees vary by state: Enrollment $25 (NE) or $50 (IA); Administrative monthly fee is 15% of payment to creditors, with a maximum of $75
United States
Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.
09/30/2025
Money Fit by DRS
Debt relief, homebuyer, and financial education programs focusing on getting out of consumer debt, getting into stable housing, and helping individuals develop competencies in personal finance.