DEBT MANAGEMENT PROGRAM | MONEY FIT
Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 5%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.
Location
6213 North Cloverdale Road, Boise, ID 83713
Voice
Voice
Website
Hours
Mon 8 am - 6 pm; Tue 8 am - 6 pm; Wed 8 am - 6 pm; Thu 8 am - 6 pm; Fri 8 am - 6 pm;
Application process
Free counseling session via phone, email, or text; clients who choose to enroll can sign the agreement provided by the counselor
Required documents
Eligibility
Any consumer struggling with their debt payments; clients need steady and sufficient income to make the new monthly payments
Fee
Fees vary by state: Enrollment $25 (NE) or $50 (IA); administrative monthly fee is 15% of payment to creditors, with a maximum of $75
Languages
English, Spanish
Agency info
MONEY FIT
Debt relief programs focusing on preventing financial issues and helping individuals develop competencies in personal finance.