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AFFORDABLE HOMEOWNERSHIP | CEDAR VALLEY HABITAT FOR HUMANITY - LINN COUNTY

Partner with families of low resources to renovate or build new houses to meet their needs. The family purchases their new home from Habitat for Humanity through an affordable mortgage, down payment is required.

Location

350 6th Avenue Se, Cedar Rapids, IA 52403

Fax

(319) 363-9722

Hours

Mon 9 am - 5 pm; Tue 9 am - 5 pm; Wed 9 am - 5 pm; Thu 9 am - 5 pm; Fri 9 am - 5 pm;

Application process

Must attend a Homeowner Information group or individual session, group sessions are held monthly, pre-registration is required, call to register

Required documents

Eligibility

County resident, must be able to pay mortgage and afford a small down payment, must fall within 30%-60% of area median income, must have good credit (no recent bankruptcies, collections, liens or judgments), must be willing to partner with Habitat by completing 300-400 sweat equity hours and homeowner classes

Fee

Small non-refundable, application fee, the housing is at-cost through affordable interest loans

Languages

English

Agency info

CEDAR VALLEY HABITAT FOR HUMANITY - LINN COUNTY

Builds and rehabilitates homes.