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CEDAR RAPIDS REVOLVING LOAN FUND | EAST CENTRAL IOWA COUNCIL OF GOVERNMENTS

Helps encourage expansion and growth in the core of Cedar Rapids by providing competitive loans to local businesses currently residing in, or who are willing to relocate to, the flood impacted area. This includes parts of the Downtown District, NewBo, Czech Village, and Kingston Village areas. Businesses who received disaster recover funds following the 2008 floods and residing in Cedar Rapids may also quality for a Revolving Loan Fund.

Physical Address

700 16th Street Ne, Cedar Rapids, IA 52402

Hours

Mon 8 am - 4:30 pm; Tue 8 am - 4:30 pm; Wed 8 am - 4:30 pm; Thu 8 am - 4:30 pm; Fri 8 am - 4:30 pm;

Application process

Link to the online application can be found at ecicogrlf.org

Fee

Maximum loan award $50,000 , Interest rate of 4%, term no longer than 10 years

Required documents

A description of the business, a description of the project proposed for financing, a marketing plan that includes analysis of competitors, a balance sheet and income statements for the previous three years, a projected operating statements with notes of explanation for three years into the future, a minimum of three references (banking, professional or trade)

Eligibility

Cedar Rapids Businesses within the corporate boundaries of Cedar Rapids

Languages

English

Agency info

EAST CENTRAL IOWA COUNCIL OF GOVERNMENTS

Provides professional planning services to local governments.