Habitat Homeownership Program | Habitat for Humanity of McHenry County
Habitat for Humanity of McHenry County
907 Front Street, Mchenry, IL 60050
Eligibility
Open to those who meet the following criteria:
- Resident of area served
- Meets income requirements
- Demonstrate need for housing
- Demonstrate ability to pay
- Willing to partner
Required documents
Varies by service
Hours
Mon-Fri 8:30 am-4:30 pm
Between Memorial Day and Labor Day Fri 8:30 am-12:30 pm
(815) 759-9002
Voice·
Main Phone
Application process
Email Allison Dibbern for information or services
Fees
- Monthly house payments vary depending upon the income of the family
- Interest-free mortgages are adjusted so that the payments, including taxes and insurance, usually do not exceed 25% of the family's income
- Homeowners also pay an "average" of $300 per month into an escrow account that is used to pay insurance and taxes
- Homeowners make a $500 down payment toward principal
Service area
Mchenry County, IL
Offers a homeownership program empowering first time homebuyers (defined by HUD as one who has not owned a home in the past three years,) to build and purchase a home with an affordable mortgage, no more than 30% of their gross income. Habitat homes are not given away, but sold to families who qualify, make a down payment, put in volunteer hours and can obtain a qualifying first mortgage at least 50% of the appraised value.
Last assured
09/24/2025
What's Here
Providing organization
Habitat for Humanity of McHenry County
Offers a home ownership program, critical home repairs, and affordable building and repair supplies.