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Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

Provides and administers the Section 8 Housing Assistance Payments Program for existing housing. This program subsidizes the rent of eligible participants who live in approved, privately owned housing. This program requires application.

Offers the Family Self-Sufficiency (FSS) program which is a voluntary program designed to teach families how to utilize community resources in order to achieve independence and self-sufficiency through education and job training. All Housing Choice Voucher recipients are eligible to participate in the FSS program.

Offers Housing Counseling, Menard County Housing Authority serves as a HUD Approved Housing Counseling Agency. Offers pre- and post-purchase counseling, credit and budget assistance, credit reports, mortgage delinquency, renter's assistance, fair housing assistance, loss mitigation, and relocation assistance.

Categories

Section 8/Rental Assistance Program Rental Listings
Housing Counseling
Section 8 Housing Choice Vouchers
Offers Home Buyer Education Classes, Pre-Purchase Counseling, Foreclosure Prevention and Mitigation, Post Purchase Counseling and Home Maintenance.
Accessline provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

Categories

Will Preparation Assistance
Tax Information
Child Custody/Visitation Assistance
Housing Counseling
Labor and Employment Law
Debt Management
Legal Representation
General Legal Aid
Welfare Rights Assistance
Domestic/Family Violence Legal Services
Legal Counseling
Legal Information Services
Advance Medical Directives
Elder Law
Child Support Assistance/Enforcement
Landlord/Tenant Assistance

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Categories

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Provides unique lending programs and other services to facilitate targeted neighborhood revitalization in Polk County and Cedar Rapids, Iowa, through partnerships with residents, governments, community-based organizations and the business community.

Categories

Home Purchase/Mortgage Refinance Loans
Housing Counseling
Home Rehabilitation Programs
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

Provides and administers the Section 8 Housing Assistance Payments Program for existing housing. This program subsidizes the rent of eligible participants who live in approved, privately owned housing. This program requires application.

Offers the Family Self-Sufficiency (FSS) program which is a voluntary program designed to teach families how to utilize community resources in order to achieve independence and self-sufficiency through education and job training. All Housing Choice Voucher recipients are eligible to participate in the FSS program.

Offers Housing Counseling, Menard County Housing Authority serves as a HUD Approved Housing Counseling Agency. Offers pre- and post-purchase counseling, credit and budget assistance, credit reports, mortgage delinquency, renter's assistance, fair housing assistance, loss mitigation, and relocation assistance.

Categories

Section 8/Rental Assistance Program Rental Listings
Housing Counseling
Section 8 Housing Choice Vouchers
Planning and zoning services, business, redevelopment and housing assistance, building permits and inspections, animal control and code compliance.

Categories

Housing Counseling
Home Rehabilitation Programs
Community Development Block Grant Agencies

Homebuyer education classes covering: preparing for homeownership, budgeting and credit management, obtaining a mortgage loan, down payment assistance, shopping for the right home, closing the sale, and insurance/maintenance/safety.

Provides reverse mortgage counseling, on-line homebuyers education, and foreclosure prevention.
Provides safe and affordable housing while enhancing the quality of life for economically challenged individuals. Also assists with housing discrimination complaints in the City of Ames and administers Community Development Block Grant Programs (CDBG).

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Categories

Personal Financial Counseling
Housing Counseling
Financial Literacy Training
Provides rent assistance to Champaign County households at risk for homelessness due to a temporary hardship. Also provides information and referral to community resources, as well as housing counseling.
Provides education and information for first time homeowners on the process of buying a home. Will also provide housing counseling services such as creating a plan to increase income, reduce debt, increase credit score, etc. Services include walking people through the process of buying a home, such as selecting a realtor, going through an inspection, selecting a loan, finding down payment assistance, going through closing documentation, etc. Households receive assistance in developing and implementing an individualized home purchase plan. Home buyer education available on-line for a fee. Home Inc. also offers properties for purchase and will help create financing options to enable low income families to purchase the completed homes.

Categories

Home Purchase/Mortgage Refinance Loans
Housing Counseling
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Provides a private and confidential, non-judgmental review of your household finances. A counselor will help you create a budget. Can also provide some housing counseling for those looking to buy a house or currently own a house.

Categories

Personal Financial Counseling
Housing Counseling

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Categories

Personal Financial Counseling
Housing Counseling
Financial Literacy Training
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.