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Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses but run short each month on their debt servicing.
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Welfare Rights Assistance
Advance Medical Directives
Veteran Benefits Assistance
Child Support Assistance/Enforcement
General Legal Aid
Landlord/Tenant Assistance
Legal Representation
Labor and Employment Law
Consumer Law
Discrimination Assistance
Adoption Legal Services
Human Trafficking Legal Assistance
Legal Information Services
Protection and Advocacy for Individuals With Disabilities
Will Preparation Assistance
Debt Management
School System Advocacy
Protective/Restraining Orders
Tax Information
Domestic/Family Violence Legal Services
Certificates/Forms Assistance
Child Custody/Visitation Assistance
Patient Rights Assistance
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Welfare Rights Assistance
Advance Medical Directives
Veteran Benefits Assistance
Child Support Assistance/Enforcement
General Legal Aid
Landlord/Tenant Assistance
Legal Representation
Labor and Employment Law
Consumer Law
Discrimination Assistance
Adoption Legal Services
Human Trafficking Legal Assistance
Legal Information Services
Protection and Advocacy for Individuals With Disabilities
Will Preparation Assistance
Debt Management
School System Advocacy
Protective/Restraining Orders
Tax Information
Domestic/Family Violence Legal Services
Certificates/Forms Assistance
Child Custody/Visitation Assistance
Patient Rights Assistance
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Case/Care Management
Burial/Cremation Expense Assistance
Native American General Assistance
Certificates/Forms Assistance
Personal Financial Counseling
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Extension and Outreach provides workshops on money management and personal finances at various times and locations throughout the year. Also have print materials and online information regarding these topics.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Offers workshops that teach individuals and families how to get more out of money and how to save money for financial goals. This is a series of workshops that are a blend of instruction and hands on activities so each concept can be mastered. Please find your county office here: https://www.extension.iastate.edu/countyservices
Helps individuals experiencing difficulty managing their financial obligations.
Budget counseling for individuals who are seeking financial stability through budget management.
Offers free mortgage counseling for homeowners and will help with a third-party mediation to help get modifications on home loans. Works in conjunction with Iowa Legal Aid if legal services are needed during the advocacy process.

Categories

Debt Management
Mediation
Home Purchase/Mortgage Refinance Loans
Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.