Home

1-25 of 68
Provides financial counseling, debt management plan, credit report reviews, bankruptcy counseling and education, and pre-purchase education.

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

Works to improve the community's social and economic conditions. Programs are offered in three core service areas of ducation, workforce development and money management.

Categories

Mentoring Programs
Computer Literacy Training Programs
Comprehensive Job Assistance Centers
High School Equivalency/GED Test Instruction
Personal Financial Counseling

Free evaluations, assessments, and interventions for problem gamblers. Help line service available 24 hours.

Five week family education program for anyone who wants to learn more about the affects of addiction.

Individual and group counseling.

Presentations to schools, community groups, churches, lawyers, probation, judges and businesses.

Substance abuse evaluations and individual counseling.

Mental health assessments and counseling for individuals, couples, and families. Overspending assessments and counseling.

Financial budgeting assistance.

Anger management.

Categories

Anger Management
Personal Financial Counseling
Gambling Disorder Support Groups
Gambling Disorder Counseling

Families suffering under the burden of debt can speak with a real attorney at no charge, to determine if bankruptcy would allow them a fresh start.

Those falling behind on mortgage payments may discuss how a chapter 13 bankruptcy can stop foreclosure and save the family home.

Extension and Outreach provides workshops on money management and personal finances at various times and locations throughout the year. Also have print materials and online information regarding these topics.
Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.
Provides a private and confidential, non-judgmental review of your household finances. A counselor will help you create a budget. Can also provide some housing counseling for those looking to buy a house or currently own a house.

Categories

Personal Financial Counseling
Housing Counseling
Provides a private and confidential, non-judgmental review of your household finances. A counselor will help you create a budget. Can also provide some housing counseling for those looking to buy a house or currently own a house.

Categories

Personal Financial Counseling
Housing Counseling

Offers to help create a detailed strategy to manage finances throughout the military career and beyond. It includes budgeting, savings, debt management, insurance, retirement, tax and transition planning. Aimed at optimizing resources, mitigating risks and achieving financial goals, it's essential for stability and security.

Categories

Military Transition Assistance Programs
Military Family Service/Support Centers
Personal Financial Counseling

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Categories

Personal Financial Counseling
Housing Counseling
Financial Literacy Training
Budget counseling for individuals who are seeking financial stability through budget management.
Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses but run short each month on their debt servicing.

An 8-hour pre-purchase homebuyer training course to prepare consumers for sustainable homeownership.

The class is offered in English and Spanish multiple times per month.

Offers mortgage delinquency counseling, foreclosure intervention, and reverse mortgage counseling.

Certified consumer credit counselors provide confidential services free of charge. Customized services provided in person, by phone, or by internet/email include:

- Financial Counseling

- Credit Report Counseling

- Debt Management Plans

- Education and Workshops

- Comprehensive Housing Counseling

Debt management plan assists clients who enroll in the program with managing their budget.

Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.

Material assistance including hygiene items for adults, children, and infants; food; furniture; household items including bedding, towels, kitchen utensils, silverware, plates, pots and pans, diapers, formula, etc.

Vouchers for ID and Driver's License fees.

Individualized referrals and budgeting assistance.

Transportation assistance in special circumstances, including gas vouchers and bus vouchers, for medical, immigration or housing appointments.

Categories

Food Pantries
Personal Financial Counseling
Records/Licenses/Permits Fee Payment Assistance
Bedding/Linen
Transportation Expense Assistance
Diapers
Furniture
Kitchenware
Personal/Grooming Needs
Formula/Baby Food
Offers financial counseling to help farmers with financial planning and analysis. Services are provided one-on-one and specialists will arrange to meet the farmer for sessions at times and locations that meet the client's needs.

Offers veterans (ill or injured post 9/11 veterans within 10 years of discharge) and their families the opportunity to live in a rent-free, single-family home for a period of two to three years while receiving financial counseling and community reintegration support.

Categories

Personal Financial Counseling
General Housing Expense Assistance
Offers comprehensive credit counseling services, including certified credit counselors to advise on managing your money and debts, help with developing a budget, and free educational materials and workshops. Also offers debt management services to provide immediate help to those who are in a financial crisis and a long-term plan for debt-free living.
Offers budget, credit, and debt counseling and VA Fiduciary Services and Social Security representative payee-Government benefits are directly deposited into an FMCCI account and the beneficiary's bills are paid.

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Categories

Housing Counseling
Financial Literacy Training
Personal Financial Counseling