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Offers mortgage delinquency counseling, foreclosure intervention, and reverse mortgage counseling.

Certified consumer credit counselors provide confidential services free of charge. Customized services provided in person, by phone, or by internet/email include:

- Financial Counseling

- Credit Report Counseling

- Debt Management Plans

- Education and Workshops

- Comprehensive Housing Counseling

Debt management plan assists clients who enroll in the program with managing their budget.

Offers to help create a detailed strategy to manage finances throughout the military career and beyond. It includes budgeting, savings, debt management, insurance, retirement, tax and transition planning. Aimed at optimizing resources, mitigating risks and achieving financial goals, it's essential for stability and security.


Categories

Military Transition Assistance Programs
Personal Financial Counseling
Military Family Service/Support Centers
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance

Allows clients to establish an affordable repayment plan with their creditors. MMI acts as an intermediary, negotiating lower monthly payments and reducing/waiving interest rates and penalty fees.

An 8-hour pre-purchase homebuyer training course to prepare consumers for sustainable homeownership.

The class is offered in English and Spanish multiple times per month.

Provides case management, counseling, financial counseling. Offers help on a case-by-case basis as funds are available for emergency rent, mortgage, or utility assistance.

Categories

Utility Service Payment Assistance
Personal Financial Counseling
Rent Payment Assistance
Mortgage Payment Assistance
Budget counseling.
Assistance with budget development, organizing debts, balancing checkbooks, managing bills, paying creditors in a timely manor, mediation between debtors and creditors, emergency assistance through low-interest rate loans.

Homebuyer education offers monthly workshops to help potential homeowners prepare for homeownership; one-on-one counseling is also available after completing the workshop.

Advocacy services include preparing mortgage plan, review purchase agreements, review credit reports, and assist with correcting incorrect information on credit reports.

Foreclosure prevention counseling.

Financial education.

Categories

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Debt Management
Iowa State University Extension and Outreach provides production agricultural assistance, farm financial counseling, and assisting farm families in transition.

Categories

Food Production Support Services
Personal Financial Counseling
Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.
Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.

Free evaluations, assessments, and interventions for problem gamblers. Help line service available 24 hours.

Five week family education program for anyone who wants to learn more about the affects of addiction.

Individual and group counseling.

Presentations to schools, community groups, churches, lawyers, probation, judges and businesses.

Substance abuse evaluations and individual counseling.

Mental health assessments and counseling for individuals, couples, and families. Overspending assessments and counseling.

Financial budgeting assistance.

Anger management.

Categories

Personal Financial Counseling
Gambling Disorder Counseling
Anger Management
Gambling Disorder Support Groups
Offers online activities for children and families, family resources for parents, and money management resources.

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Family Resource Centers/Outreach
Personal Financial Counseling
Home Based Parenting Education
The ISU Extension and Outreach office offers education in the areas of: family financial management, including budget and credit counseling; consumer decision making; nutrition and health; food preservation and food safety; strengthening family relationships; child care issues; parenting education; and other family life topics.

Categories

Home Management Instruction
Food Safety Education
Parenting Skills Classes
Financial Literacy Training
Personal Financial Counseling
Family Life Education
Nutrition Education

Homebuyer education offers monthly workshops to help potential homeowners prepare for homeownership; one-on-one counseling is also available after completing the workshop.

Advocacy services include preparing mortgage plan, review purchase agreements, review credit reports, and assist with correcting incorrect information on credit reports.

Foreclosure prevention counseling.

Financial education.

Categories

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Debt Management
Provides financial counseling, debt management plan, credit report reviews, bankruptcy counseling and education, and pre-purchase education.
Credit counseling offered free and confidentially regarding credit card, medical, and other types of debt. Offers budget counseling and a debt management program where many credit card companies will stop or reduce interest and late fees.

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

Categories

Personal Financial Counseling
Representative Payee Services

Works to improve the community's social and economic conditions. Programs are offered in three core service areas of ducation, workforce development and money management.

Categories

High School Equivalency/GED Test Instruction
Computer Literacy Training Programs
Personal Financial Counseling
Comprehensive Job Assistance Centers
Mentoring Programs

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

Categories

Personal Financial Counseling
Representative Payee Services
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance