Provides pre-filing counseling about filing for bankruptcy and pre-discharge education.

Free evaluations, assessments, and interventions for problem gamblers. Help line service available 24 hours.

Five week family education program for anyone who wants to learn more about the affects of addiction.

Individual and group counseling.

Presentations to schools, community groups, churches, lawyers, probation, judges and businesses.

Substance abuse evaluations and individual counseling.

Mental health assessments and counseling for individuals, couples, and families. Overspending assessments and counseling.

Financial budgeting assistance.

Anger management.

Families suffering under the burden of debt can speak with a real attorney at no charge, to determine if bankruptcy would allow them a fresh start.

Those falling behind on mortgage payments may discuss how a chapter 13 bankruptcy can stop foreclosure and save the family home.

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Provides basic life necessities that helps keep clients in their homes.

MORE is not able to provide unlimited funds to anyone; however, it is available to provide advice and, if available, some funds to those facing eviction or utility shut-offs. The MORE Center is also a facilitator for Salvation Army assistance.

Those facing eviction or utility shut-off (gas, electric) may visit the MORE Center during regular hours to receive an application. Must provide proof of residence, all family income, 5 day notice to vacate or utility shut-off notice, social security number, and any other pertinent documentation. A case worker will call back to evaluate immediate needs and advise on a course of action.

Offers classes covering a variety of important financial topics, including budgeting, managing debt, and improving credit, to help survivors move from short-term safety to long-term security.

Offers education on home buying, taxes, business assistance, insurance, budgeting, loan, investments, credit scores, and checking and savings accounts.

Program is offered at the Mexican Consulate.

Provides individualized financial counseling to individuals and families. Aims to bring individuals and families out of poverty and improve the financial stability of low- and moderate-income persons throughout the city. Areas of service include:

- Improving credit score.

- Creating a savings plan.

- Reducing debt.

- General money management.

- Safe banking.

- Home ownership planning/management.

Provides free confidential financial coaching sessions with a credit counselor. Services include small business and non-profit coaching, small business and non-profit bootcamp trainings and personal financial bootcamp trainings.

Provides case management, counseling, financial counseling. Offers help on a case-by-case basis as funds are available for emergency rent, mortgage, or utility assistance.