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Offers veterans (ill or injured post 9/11 veterans within 10 years of discharge) and their families the opportunity to live in a rent-free, single-family home for a period of two to three years while receiving financial counseling and community reintegration support.

Categories

Personal Financial Counseling
General Housing Expense Assistance
Budget counseling for individuals who are seeking financial stability through budget management.
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
Offers budget, credit, and debt counseling and VA Fiduciary Services and Social Security representative payee-Government benefits are directly deposited into an FMCCI account and the beneficiary's bills are paid.

Offers mortgage delinquency counseling, foreclosure intervention, and reverse mortgage counseling.

Certified consumer credit counselors provide confidential services free of charge. Customized services provided in person, by phone, or by internet/email include:

- Financial Counseling

- Credit Report Counseling

- Debt Management Plans

- Education and Workshops

- Comprehensive Housing Counseling

Debt management plan assists clients who enroll in the program with managing their budget.

Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Categories

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Certificates/Forms Assistance
Native American General Assistance
Personal Financial Counseling
Burial/Cremation Expense Assistance
Case/Care Management
Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses but run short each month on their debt servicing.
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Certificates/Forms Assistance
Native American General Assistance
Personal Financial Counseling
Burial/Cremation Expense Assistance
Case/Care Management

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

Debt counseling at low cost.

Budgeting assistance.

Pre-filing bankruptcy counseling.

Help interpreting credit reports.

Housing education and counseling.

Community education and speaker's bureau, educational information for companies experiencing layoffs.

Categories

Housing Counseling
Debt Management
Financial Literacy Training
Personal Financial Counseling
Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.
Provides financial counseling, debt management plan, credit report reviews, bankruptcy counseling and education, and pre-purchase education.
Budget counseling.
Offers financial counseling to help farmers with financial planning and analysis. Services are provided one-on-one and specialists will arrange to meet the farmer for sessions at times and locations that meet the client's needs.

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Categories

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Iowa State University Extension and Outreach provides production agricultural assistance, farm financial counseling, and assisting farm families in transition.

Categories

Personal Financial Counseling
Food Production Support Services

Allows clients to establish an affordable repayment plan with their creditors. MMI acts as an intermediary, negotiating lower monthly payments and reducing/waiving interest rates and penalty fees.

Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
The ISU Extension and Outreach office offers education in the areas of: family financial management, including budget and credit counseling; consumer decision making; nutrition and health; food preservation and food safety; strengthening family relationships; child care issues; parenting education; and other family life topics.

Categories

Home Management Instruction
Food Safety Education
Financial Literacy Training
Parenting Skills Classes
Nutrition Education
Family Life Education
Personal Financial Counseling
Offers online activities for children and families, family resources for parents, and money management resources.

Categories

Personal Financial Counseling
Home Based Parenting Education
Family Resource Centers/Outreach

Provides pre-filing counseling about filing for bankruptcy and pre-discharge education.

Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.