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Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Categories

Housing Counseling
Financial Literacy Training
Personal Financial Counseling
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Personal Financial Counseling
Case/Care Management
Certificates/Forms Assistance
Burial/Cremation Expense Assistance
Native American General Assistance

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Categories

Financial Literacy Training
Personal Financial Counseling
Housing Counseling

Material assistance including hygiene items for adults, children, and infants; food; furniture; household items including bedding, towels, kitchen utensils, silverware, plates, pots and pans, diapers, formula, etc.

Vouchers for ID and Driver's License fees.

Individualized referrals and budgeting assistance.

Transportation assistance in special circumstances, including gas vouchers and bus vouchers, for medical, immigration or housing appointments.

Categories

Furniture
Personal Financial Counseling
Diapers
Transportation Expense Assistance
Personal/Grooming Needs
Bedding/Linen
Food Pantries
Kitchenware
Formula/Baby Food
Records/Licenses/Permits Fee Payment Assistance
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance

Provides one-on-one financial counseling and coaching, including a complete in-depth budget analysis, an individualized financial action plan that outlines steps to be taken, and a benefits check to determine what other resources or programs might be of assistance to achieve financial stability.

Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
The ISU Extension and Outreach office offers education in the areas of: family financial management, including budget and credit counseling; consumer decision making; nutrition and health; food preservation and food safety; strengthening family relationships; child care issues; parenting education; and other family life topics.

Categories

Nutrition Education
Parenting Skills Classes
Financial Literacy Training
Food Safety Education
Family Life Education
Home Management Instruction
Personal Financial Counseling

Families suffering under the burden of debt can speak with a real attorney at no charge, to determine if bankruptcy would allow them a fresh start.

Those falling behind on mortgage payments may discuss how a chapter 13 bankruptcy can stop foreclosure and save the family home.

Budget counseling for individuals who are seeking financial stability through budget management.
Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.
Budget counseling.

Certified Financial Counselors help anyone in the community to better understand their finances, set up a budget, pay down debt, or improve their credit score and borrowing power.

Offers personalized housing counseling services to help individuals and families achieve stable, affordable housing.

Certified counselors provide guidance on a variety of housing issues, including homebuying, homeownership, HOEPA, and HECM reverse mortgages.

Assists with budgeting, debt management, and credit-building to strengthen financial stability.

Provides a private and confidential, non-judgmental review of your household finances. A counselor will help you create a budget. Can also provide some housing counseling for those looking to buy a house or currently own a house.

Categories

Personal Financial Counseling
Housing Counseling
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Personal Financial Counseling
Case/Care Management
Certificates/Forms Assistance
Burial/Cremation Expense Assistance
Native American General Assistance

Provides individualized financial counseling to individuals and families. Aims to bring individuals and families out of poverty and improve the financial stability of low- and moderate-income persons throughout the city. Areas of service include:

- Improving credit score.

- Creating a savings plan.

- Reducing debt.

- General money management.

- Safe banking.

- Home ownership planning/management.

Provides free confidential financial coaching sessions with a credit counselor. Services include small business and non-profit coaching, small business and non-profit bootcamp trainings and personal financial bootcamp trainings.

Categories

Personal Financial Counseling
Business Assistance Services
Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.
Extension and Outreach provides workshops on money management and personal finances at various times and locations throughout the year. Also have print materials and online information regarding these topics.

Offers to help create a detailed strategy to manage finances throughout the military career and beyond. It includes budgeting, savings, debt management, insurance, retirement, tax and transition planning. Aimed at optimizing resources, mitigating risks and achieving financial goals, it's essential for stability and security.

Categories

Personal Financial Counseling
Military Transition Assistance Programs
Military Family Service/Support Centers
Offers online activities for children and families, family resources for parents, and money management resources.

Categories

Family Resource Centers/Outreach
Home Based Parenting Education
Personal Financial Counseling

Offers education on home buying, taxes, business assistance, insurance, budgeting, loan, investments, credit scores, and checking and savings accounts.

Program is offered at the Mexican Consulate.

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.