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Provides financial counseling services to Eastern Iowa. Counseling and educational programming is held in-person and online. Services include housing, budget and credit counseling and financial literacy programs. The goal is to improve the financial capability of those seeking services, as well as raise the level of financial stability in the community.
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
Assistance with budget development, organizing debts, balancing checkbooks, managing bills, paying creditors in a timely manor, mediation between debtors and creditors, emergency assistance through low-interest rate loans.

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Categories

Personal Financial Counseling
Housing Counseling
Financial Literacy Training

Homebuyer education offers monthly workshops to help potential homeowners prepare for homeownership; one-on-one counseling is also available after completing the workshop.

Advocacy services include preparing mortgage plan, review purchase agreements, review credit reports, and assist with correcting incorrect information on credit reports.

Foreclosure prevention counseling.

Financial education.

Categories

Debt Management
Personal Financial Counseling
Housing Counseling
Financial Literacy Training

Offers education on home buying, taxes, business assistance, insurance, budgeting, loan, investments, credit scores, and checking and savings accounts.

Program is offered at the Mexican Consulate.

Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
Care team members provide one-on-one support. Personalized help in the areas of finance, housing, parenting, and more. Faith and Finances course available.

Categories

Personal Financial Counseling
Rent Payment Assistance
Utility Service Payment Assistance
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance

An 8-hour pre-purchase homebuyer training course to prepare consumers for sustainable homeownership.

The class is offered in English and Spanish multiple times per month.

Provides free training classes in areas of the four wheels (physical, relational, emotional and spiritual) to help neighbors in need move forward in developing healthy, self-sustaining lifestyles. One to one mentoring is also available. Optional child care (up to age 12) and an evening meal are offered.

Provides assistance to limited-income seniors who need help managing their finances. The level of care provided is based on the need of the person. The goal of the program is to assist low-income seniors and persons with disability (who are financially exploited) to assure independence and to prevent pre-mature institutional care and abuse.

The program helps with such bill-paying activities as opening and organizing mail, setting up budgets, and balancing checkbooks for seniors who remain in control of their finances, but need some help keeping things in order.

Representative Payee volunteers help clients manage their Social Security benefits, if the client is unable to handle his or her own finances. The Representative Payee volunteer manages and pays the client's expenses from an account into which the Social Security benefit is automatically deposited.

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Categories

Housing Counseling
Financial Literacy Training
Personal Financial Counseling

Certified Financial Counselors help anyone in the community to better understand their finances, set up a budget, pay down debt, or improve their credit score and borrowing power.

Offers mortgage delinquency counseling, foreclosure intervention, and reverse mortgage counseling.

Certified consumer credit counselors provide confidential services free of charge. Customized services provided in person, by phone, or by internet/email include:

- Financial Counseling

- Credit Report Counseling

- Debt Management Plans

- Education and Workshops

- Comprehensive Housing Counseling

Debt management plan assists clients who enroll in the program with managing their budget.

Provides free confidential financial coaching sessions with a credit counselor. Services include small business and non-profit coaching, small business and non-profit bootcamp trainings and personal financial bootcamp trainings.

Categories

Personal Financial Counseling
Business Assistance Services
Offers financial counseling to help farmers with financial planning and analysis. Services are provided one-on-one and specialists will arrange to meet the farmer for sessions at times and locations that meet the client's needs.

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

Categories

Personal Financial Counseling
Representative Payee Services

Offers veterans (ill or injured post 9/11 veterans within 10 years of discharge) and their families the opportunity to live in a rent-free, single-family home for a period of two to three years while receiving financial counseling and community reintegration support.

Categories

General Housing Expense Assistance
Personal Financial Counseling
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Case/Care Management
Personal Financial Counseling
Native American General Assistance
Certificates/Forms Assistance
Burial/Cremation Expense Assistance
Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.
Provides a private and confidential, non-judgmental review of your household finances. A counselor will help you create a budget. Can also provide some housing counseling for those looking to buy a house or currently own a house.

Categories

Housing Counseling
Personal Financial Counseling