Free evaluations, assessments, and interventions for problem gamblers. Help line service available 24 hours.

Five week family education program for anyone who wants to learn more about the affects of addiction.

Individual and group counseling.

Presentations to schools, community groups, churches, lawyers, probation, judges and businesses.

Substance abuse evaluations and individual counseling.

Mental health assessments and counseling for individuals, couples, and families. Overspending assessments and counseling.

Financial budgeting assistance.

Anger management.

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Offers to help create a detailed strategy to manage finances throughout the military career and beyond. It includes budgeting, savings, debt management, insurance, retirement, tax and transition planning. Aimed at optimizing resources, mitigating risks and achieving financial goals, it's essential for stability and security.

Offers personalized housing counseling services to help individuals and families achieve stable, affordable housing.

Certified counselors provide guidance on a variety of housing issues, including homebuying, homeownership, HOEPA, and HECM reverse mortgages.

Assists with budgeting, debt management, and credit-building to strengthen financial stability.

Provides one-on-one financial counseling and coaching, including a complete in-depth budget analysis, an individualized financial action plan that outlines steps to be taken, and a benefits check to determine what other resources or programs might be of assistance to achieve financial stability.

An 8-hour pre-purchase homebuyer training course to prepare consumers for sustainable homeownership.

The class is offered in English and Spanish multiple times per month.

Provides individualized financial counseling to individuals and families. Aims to bring individuals and families out of poverty and improve the financial stability of low- and moderate-income persons throughout the city. Areas of service include:

- Improving credit score.

- Creating a savings plan.

- Reducing debt.

- General money management.

- Safe banking.

- Home ownership planning/management.

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.