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Offers services to help low-income senior citizens who have difficulty budgeting, paying routine bills, and keeping track of financial matters. Clients are matched with trained volunteers who assist with money management issues.

Also offers a Private Pay Money Management Program (MMP) for seniors whose income and/or assets exceed the guidelines of the Illinois Department on Aging program or people under the age of 60. Services provided range from budgeting and assistance with routine bill payment to a Representative Payee program in which all financial matters are taken care of by the MMP staff. 

Provides assistance to limited-income seniors who need help managing their finances. The level of care provided is based on the need of the person. The goal of the program is to assist low-income seniors and persons with disability (who are financially exploited) to assure independence and to prevent pre-mature institutional care and abuse.

The program helps with such bill-paying activities as opening and organizing mail, setting up budgets, and balancing checkbooks for seniors who remain in control of their finances, but need some help keeping things in order.

Representative Payee volunteers help clients manage their Social Security benefits, if the client is unable to handle his or her own finances. The Representative Payee volunteer manages and pays the client's expenses from an account into which the Social Security benefit is automatically deposited.

Provides individualized financial counseling to individuals and families. Aims to bring individuals and families out of poverty and improve the financial stability of low- and moderate-income persons throughout the city. Areas of service include improving credit score, creating a savings plan, reducing debt, general money management, safe banking, and home ownership planning/management.

Offers classes covering a variety of important financial topics, including budgeting, managing debt, and improving credit, to help survivors move from short-term safety to long-term security.

Financial education, including monthly workshops to help individuals gain/regain control over their finances. Also offers one-on-one counseling after completing the workshop.

- Asset Management Individual Development Accounts are matched savings accounts which may be used for the purchase of assets, such as buying a home, pursuing post-secondary education or vocational training, and starting/expanding a small business.

- Opportunity Passport Account program helps youth leaving foster care become financially literate as they gain experience with the banking system. Youth amass assets for education, housing, health care, vehicle, investments, and other specified expenses.

- Advocacy, including reviewing credit report, preparing financial action plan, assisting with setup of debt repayment schedules, and ongoing review of household budget.

Budget counseling.

Offers veterans (ill or injured post 9/11 veterans within 10 years of discharge) and their families the opportunity to live in a rent-free, single-family home for a period of two to three years while receiving financial counseling and community reintegration support.

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less.

- There is no prepayment penalty.

- Clients can leave the program at any time, although the creditors may return the interest rates to previous levels.

- Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

Offers rental education workshops, pre-purchase home buying counseling, and financial education workshops. 

Allows clients to establish an affordable repayment plan with their creditors. MMI acts as an intermediary, negotiating lower monthly payments and reducing/waiving interest rates and penalty fees.

An 8-hour pre-purchase homebuyer training course to prepare consumers for sustainable homeownership.

The class is offered in English and Spanish multiple times per month.

Provides pre-filing counseling about filing for bankruptcy and pre-discharge education.

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

HUD-certified housing counseling program offered in person and virtually. Financial counseling takes an in-depth look at income and expenses to help families with budgeting, debt reduction, credit repair, and even prepare for homeownership.

This program does NOT offer any financial support, although guidance for securing and maintaining affordable housing is provided.

Offers rental education workshops, pre-purchase home buying counseling, and financial education workshops.