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Helps individuals experiencing difficulty managing their financial obligations.
Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses but run short each month on their debt servicing.

Offers mortgage delinquency counseling, foreclosure intervention, and reverse mortgage counseling.

Certified consumer credit counselors provide confidential services free of charge. Customized services provided in person, by phone, or by internet/email include:
-- Financial Counseling
-- Credit Report Counseling
-- Debt Management Plans
-- Education and Workshops
-- Comprehensive Housing Counseling

Debt management plan assists clients who enroll in the program with managing their budget.

Homebuyer education offers monthly workshops to help potential homeowners prepare for homeownership; one-on-one counseling is also available after completing the workshop.

Advocacy services include preparing mortgage plan, review purchase agreements, review credit reports, and assist with correcting incorrect information on credit reports.

Foreclosure prevention counseling.

Financial education.

Categories

Personal Financial Counseling
Financial Literacy Training
Housing Counseling
Debt Management
Provides one-on-one assistance to job seekers for job searches, resume assistance, interview preparation, and employer connections. Multiple Career Fairs during the year connect job seekers with employers. Walk-ins and also pre-arranged appointments with a Career Coach are available.

Categories

Comprehensive Job Assistance Centers
Vocational Assessment
Benefits Screening
Ex-Offender Employment Programs
Career Exploration
Prejob Guidance
Job Search/Placement
Personal Financial Counseling
High School Equivalency/GED Test Instruction
Adult Basic Education
Computer Literacy Training Programs
Dropout Programs
Financial education including monthly workshops to help individuals gain or regain control over their finances. One on one counseling is also available after completing the workshop.

Asset Management Individual Development Account (IDAs) are matched savings accounts which may be used for the purchase of assets such as buying a home, pursuing post-secondary education or vocational training, and starting or expanding a small business.

Opportunity Passport Account program helps youth leaving foster care become financially literate as they gain experience with the banking system. Youth amass assets for education, housing, health care, vehicle, investments and other specified expenses.

Advocacy, including reviewing credit report, preparing financial action plan, assisting with setup of debt repayment schedules, and ongoing review of household budget.

Categories

Financial Services
Personal Financial Counseling
Debt Management
Financial Literacy Training
Provides one-on-one assistance to job seekers for job searches, resume assistance, interview preparation, and employer connections. Multiple Career Fairs during the year connect job seekers with employers. Walk-ins and also pre-arranged appointments with a Career Coach are available.

Categories

Comprehensive Job Assistance Centers
Vocational Assessment
Benefits Screening
Ex-Offender Employment Programs
Career Exploration
Prejob Guidance
Job Search/Placement
Personal Financial Counseling
High School Equivalency/GED Test Instruction
Adult Basic Education
Computer Literacy Training Programs
Dropout Programs

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

Categories

Personal Financial Counseling
Debt Management
Financial assistance for rent, mortgage, and utilities.

Emergency services to homeless and other individuals in need, including motel vouchers.

Food pantry.

Gas vouchers.

Prescription expense assistance.

Money management education.

Categories

Rent Payment Assistance
Medical Expense Assistance
Transportation Expense Assistance
Community Action Agencies
Personal Financial Counseling
Food Pantries
Food Stamps/SNAP
Mortgage Payment Assistance
Homeless Shelter
Utility Service Payment Assistance
Helps individuals experiencing difficulty managing their financial obligations.
Credit counseling offered free and confidentially regarding credit card, medical, and other types of debt. Offers budget counseling and a debt management program where many credit card companies will stop or reduce interest and late fees.

Categories

Personal Financial Counseling
Debt Management
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
Helps individuals experiencing difficulty managing their financial obligations.
The ISU Extension and Outreach office offers education in the areas of: family financial management, including budget and credit counseling; consumer decision making; nutrition and health; food preservation and food safety; strengthening family relationships; child care issues; parenting education; and other family life topics.

Categories

Nutrition Education
Financial Literacy Training
Parenting Skills Classes
Personal Financial Counseling
Home Management Instruction
Family Life Education
Food Safety Education
Helps individuals experiencing difficulty managing their financial obligations.
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Native American General Assistance
Certificates/Forms Assistance
Case/Care Management
Personal Financial Counseling
Burial/Cremation Expense Assistance
Offers to learn about persons situation and needs, then help explore options and steps to help stabilize resources. Program support included but not limited to financial assistance, resource referral, budgeting and finance help, prayer and encouragement. Please enter the north door on the east side of the building.

Categories

Personal Financial Counseling
Temporary Financial Assistance
Case managers assist families and individuals experiencing a personal crisis. Information and referrals provided for a variety of needs. Direct services include budgeting, funeral assistance, elder care services, and application/forms assistance for tribal and government programs.

Categories

Native American General Assistance
Certificates/Forms Assistance
Case/Care Management
Personal Financial Counseling
Burial/Cremation Expense Assistance
Care team members provide one-on-one support. Personalized help in the areas of finance, housing, parenting, and more. Faith and Finances course available.

Categories

Rent Payment Assistance
Personal Financial Counseling
Utility Service Payment Assistance
Debt counseling at low cost.

Budgeting assistance.

Pre-filing bankruptcy counseling.

Help interpreting credit reports.

Housing education and counseling.

Community education and speaker's bureau, educational information for companies experiencing layoffs.

Categories

Debt Management
Financial Literacy Training
Housing Counseling
Personal Financial Counseling