Provides unique lending programs and other services to facilitate targeted neighborhood revitalization in Polk County and Cedar Rapids, Iowa, through partnerships with residents, governments, community-based organizations and the business community.

Owner occupied rehabilitation.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Services for individuals with disabilities. Includes information and referral, service coordination, independent living skills training, individual and system advocacy, equipment loan and rental, barrier removal consultations and grants, and disability awareness training. Assists people with disabilities to transition from nursing homes to community based living.

Offers various programs to help with financing and mortgage payment assistance. Families and individuals have the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.

The Elderly & Disabled Housing Repair program assists income eligible seniors (age 62 and older) and disabled Sioux City homeowners who are in need of home repairs.

The program typically provides repairs to, but not limited to, the following:
-- Electrical
-- Plumbing
-- Repairing roofs & soffits
-- Repairing masonry and concrete
-- Repairing porches
-- Furnishing & installing gutters and downspouts
-- Installing energy efficient doors
-- Renovating bathrooms
-- Widening interior doorways
-- Replacing door and window hardware
-- Installing grab bars or railings
-- Relocating laundry facilities to the main level

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Accessibility Rehabilitation Program provides a three year forgivable loan to property owners and homeowners to make their home handicap accessible. Homeowner Rehabilitation Loan Program provides low interest, long term loans up to $25,000 to homeowners to rehabilitate their homes. Home Repair Program provides a no interest loan to qualified homeowners to make repairs like painting, siding, roofing, windows, etc.

May provide for modifications to the home and/or vehicle that directly address a persons medical health or are necessary to provide for the medical needs, welfare and safety of the individual and to increase or maintain independence.

Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

Assists low income individuals with a range of needs including mobility equipment, vehicle modifications, ramps and minor house modifications for accessibility, medical equipment and prostheses.

Offers various programs to help with financing and mortgage payment assistance. Families and individuals have the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.

Offers financial assistance to homeowners to help with housing repairs and correcting code violations.

Requirements:
1) must be located within the Polk County portion of the participating cities.
2) the property to be assisted must be the homeowner's primary residence and a single family structure.
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted.
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Polk County. Priority is given to households at 50% or less of the Area Median Income.

Program Eligible Activities include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities

Integrates people with intellectual disabilities and metal illnesses and/or brain injury by teaching them daily living skills in their own homes. Provides respite care and supported community living.

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).

Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.

Grant program to identify and make minor repairs up to $5,000 that increase the energy efficiency and provide healthy home improvements to homes for low/moderate income households living east of 72nd Street in Omaha.

Energy Conservation modifications and improvements may include:
-- Install/replace storm windows and storm doors
-- Limited attic and rim joist insulation
-- Water heater insulation
-- Minor weatherization
-- Seal HVAC duct seams
-- LED light bulbs
-- Replace thermostats

Healthy Homes modifications and improvements may include:
-- Install/replace dryer ducts and vents
-- Install/repair handrails and guards
-- Limited mold remediation/prevention
-- Limited flooring and subfloor replacement in kitchens and bathrooms
-- Limited drywall/plaster repair
-- Repair wooden stairs
-- Repair insect screens
-- Provide CO/smoke detectors and fire extinguishers
-- Minor security improvements
-- Provide HVAC filters
-- Minor accessibility improvements
-- NO AC Repair

Offers small to minor home repairs to those in need. Repairs must be small and can include (but not limited to) repairs such as painting, minor plumbing, ramp installation, or window screen replacements.

A program that helps homeowners with limited resources complete necessary home improvements. Program will provide qualified homeowners with the materials and labor needed to repair their homes. Sweat Equity hours are asked of the home owners when repairs are being made. A one-time service fee will be assessed, and some repayment is required for major repair projects.

Income Guidelines for Residents of Linn County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,800 $50,050
2 $21,450 $57,200
3 $24,150 $64,350
4 $27,750 $71,500
5 $31,040 $77,250
6 $37,190 $82,950
7 $40,120 $88,700
8 $46,630 $94,400

Income Guidelines for Residents of Benton County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,900 $50,400
2 $21,600 $57,600
3 $24,300 $64,800
4 $27,750 $72,000
5 $32,470 $77,800
6 $37,190 $83,550
7 $41,910 $89,300
8 $46,630 $95,050