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Special Programs
The program does not perform work on basements or foundations. Household must meet income, assets and properties limits set by HUD. A mortgage and promissory note secures all eligible and approved loans.
The program does not perform work on basements or foundations. Household must meet income, assets and properties limits set by HUD. A mortgage and promissory note secures all eligible and approved loans.
Categories
Provides programs to build or improve housing and essential community facilities in rural areas.
Programs available
- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.
- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.
- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.
Provides programs to build or improve housing and essential community facilities in rural areas.
Programs available
- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.
- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.
- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.
Categories
Requirements:
1) must be located within the Polk County portion of the participating cities.
2) the property to be assisted must be the homeowner's primary residence and a single family structure.
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted.
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Polk County. Priority is given to households at 50% or less of the Area Median Income.
Program Eligible Activities include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities
Requirements:
1) must be located within the Polk County portion of the participating cities.
2) the property to be assisted must be the homeowner's primary residence and a single family structure.
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted.
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Polk County. Priority is given to households at 50% or less of the Area Median Income.
Program Eligible Activities include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities
Categories
Income Guidelines for Residents of Linn County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,800 $50,050
2 $21,450 $57,200
3 $24,150 $64,350
4 $27,750 $71,500
5 $31,040 $77,250
6 $37,190 $82,950
7 $40,120 $88,700
8 $46,630 $94,400
Income Guidelines for Residents of Benton County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,900 $50,400
2 $21,600 $57,600
3 $24,300 $64,800
4 $27,750 $72,000
5 $32,470 $77,800
6 $37,190 $83,550
7 $41,910 $89,300
8 $46,630 $95,050
Income Guidelines for Residents of Linn County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,800 $50,050
2 $21,450 $57,200
3 $24,150 $64,350
4 $27,750 $71,500
5 $31,040 $77,250
6 $37,190 $82,950
7 $40,120 $88,700
8 $46,630 $94,400
Income Guidelines for Residents of Benton County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,900 $50,400
2 $21,600 $57,600
3 $24,300 $64,800
4 $27,750 $72,000
5 $32,470 $77,800
6 $37,190 $83,550
7 $41,910 $89,300
8 $46,630 $95,050
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Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.
Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.
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Categories
**Applications available starting March 1, 2025.**
Offers exterior repairs to porches, minor carpentry, and limited repairs to roofs and siding. Also provides critical home repairs, minor electrical work, and minor plumbing.
Weatherization work provided for windows, gutters, doors, and storm doors.
Provides smoke alarms and fire extinguishers.
Provides accessibility ramps, grab bars, railings and steps, limited flatwork, and limited bathroom modifications.
Unable to help with major renovations, foundations, and HVAC systems.
Serving households up to 80% of HUD Income Guidelines.
HUD Income Guidelines for 2024:
1 person household: Max Household Income (gross) $50,150;
2 person household: Max Household Income (gross) $57,300;
3 person household: Max Household Income (gross) $64,450;
4 person household: Max Household Income (gross) $71,600;
5 person household: Max Household Income (gross) $77,350;
6 person household: Max Household Income (gross) $83,100.
**Applications available starting March 1, 2025.**
Offers exterior repairs to porches, minor carpentry, and limited repairs to roofs and siding. Also provides critical home repairs, minor electrical work, and minor plumbing.
Weatherization work provided for windows, gutters, doors, and storm doors.
Provides smoke alarms and fire extinguishers.
Provides accessibility ramps, grab bars, railings and steps, limited flatwork, and limited bathroom modifications.
Unable to help with major renovations, foundations, and HVAC systems.
Serving households up to 80% of HUD Income Guidelines.
HUD Income Guidelines for 2024:
1 person household: Max Household Income (gross) $50,150;
2 person household: Max Household Income (gross) $57,300;
3 person household: Max Household Income (gross) $64,450;
4 person household: Max Household Income (gross) $71,600;
5 person household: Max Household Income (gross) $77,350;
6 person household: Max Household Income (gross) $83,100.
Categories
Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.
Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.
Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.
Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.
Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.
Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.
Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.
Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.
Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.
Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.
Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.
Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.
Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.
Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.
Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.
Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.
Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.
Water and Waste Dispos
Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.
Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.
Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.
Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.
Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.
Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.
Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.
Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.
Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.
Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.
Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.
Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.
Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.
Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.
Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.
Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.
Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.
Water and Waste Dispos
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Offers single family housing program provide home ownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs.
Offers single family housing program provide home ownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs.
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Categories
Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.
Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.
Categories
Provides home modifications to help remove barriers in the homes of seniors to help them remain in their homes longer. Improvements are meant to reduce the risk of falling, improve general safety, increase accessibility, and to improve the functional abilities of the home.
Provides home modifications to help remove barriers in the homes of seniors to help them remain in their homes longer. Improvements are meant to reduce the risk of falling, improve general safety, increase accessibility, and to improve the functional abilities of the home.
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Helps provide critical housing repairs for low income households.
Helps provide critical housing repairs for low income households.
Categories
Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.
Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.
Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.
Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.
Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.
Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.
Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.
Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.
Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.
Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.
Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.
Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.
Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.
Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.
Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.
Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.
Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.
Water and Waste Dispos
Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.
Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.
Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.
Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.
Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.
Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.
Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.
Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.
Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.
Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.
Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.
Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.
Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.
Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.
Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.
Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.
Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.
Water and Waste Dispos
Categories
Lead Based Paint Reduction Program tests homes for lead based paint. Can scrape, prime, and paint surfaces and/or replace windows if needed.
Lead Based Paint Reduction Program tests homes for lead based paint. Can scrape, prime, and paint surfaces and/or replace windows if needed.
Categories
PROGRAM ELIGIBLE ACTIVITIES include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities
REQUIREMENTS:
1) the property to be assisted must be located within Dallas County
2) proof of home ownership of the applicant must be provided. The property to be assisted must be the homeowner's primary residence and a single family structure
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Dallas County. Priority is given to households at 50% or less of the Area Median Income
PROGRAM ELIGIBLE ACTIVITIES include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities
REQUIREMENTS:
1) the property to be assisted must be located within Dallas County
2) proof of home ownership of the applicant must be provided. The property to be assisted must be the homeowner's primary residence and a single family structure
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Dallas County. Priority is given to households at 50% or less of the Area Median Income
Categories
Categories
Services for individuals with disabilities. Includes information and referral, service coordination, independent living skills training, individual and system advocacy, equipment loan and rental, equipment repair, barrier removal consultations and grants, peer mentoring, and disability awareness training. Personal assistant referral and management program.
Services for individuals with disabilities. Includes information and referral, service coordination, independent living skills training, individual and system advocacy, equipment loan and rental, equipment repair, barrier removal consultations and grants, peer mentoring, and disability awareness training. Personal assistant referral and management program.
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Builds affordable homes for low-income individuals and families who demonstrate a housing need.
Critical Home Repair: Restoration and maintenance for safety and housing stability. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations.
Builds affordable homes for low-income individuals and families who demonstrate a housing need.
Critical Home Repair: Restoration and maintenance for safety and housing stability. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations.
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Categories
Categories
Applications will be accepted continuously, placed on a waiting list, and reviewed on a first-come, first served basis as funding is available.
Applications will be accepted continuously, placed on a waiting list, and reviewed on a first-come, first served basis as funding is available.
Categories
Offers three types of housing rehabilitation loans, designed to help homeowners who are struggling to get repairs done on their own. The assistance is provided in the form of a forgivable loan to income qualifying applicants and is only available to City residents who own their own house.
- Emergency Assistance Program is open to property owners in any part of the City but is limited to a small number of eligible activities. The program can help with inoperable furnaces/boilers, water heaters, broken water lines or sewer laterals, non-compliant electrical weather heads, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons. This program aims to provide help quickly.
- General Assistance Program exists to help property owners who live in any part of the City. Activities can include a wide range of things including repairs or replacement of principle fixtures and components, water and energy efficient improvements, repair or replacement of water lines or sewer laterals, and improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons. Common exterior items that qualify under this program are roofs, entryways, stairs, and porch repairs. Common interior items that qualify under this program include stairways, plumbing, electrical panels, and mechanical equipment.
- The Home Repair and Accessibility Program (HRAP) is designed to provide financial assistance to homeowners with housing rehabilitation needs. The assistance is provided in the form of a grant to qualified low-to-moderate income homeowners residing within the corporate limits of the City of Rock Island. This program assists income-eligible households with needed home repairs and/or accessibility modifications. Priority will be given to rehabilitation items addressing health and safety hazards and local code violations.
* Full Rehabilitation Projects:
- Income eligible households may utilize up to $50,000 of funds to repair their homes and remove health and safety hazards by replacing costly maintenance items.
* Accessibility Projects:
- Income eligible owner-occupied households with at least one senior or disabled resident, may utilize up to $50,000 of funds for accessibility modifications and removal of health and safety hazards by replacing costly maintenance items.
* Roof Only Projects:
- Income eligible households may utilize up to $25,000 to cover new/repairs for roofs, soffits, gutters, and downspouts. These homes must not have other major health and safety issues.
Offers three types of housing rehabilitation loans, designed to help homeowners who are struggling to get repairs done on their own. The assistance is provided in the form of a forgivable loan to income qualifying applicants and is only available to City residents who own their own house.
- Emergency Assistance Program is open to property owners in any part of the City but is limited to a small number of eligible activities. The program can help with inoperable furnaces/boilers, water heaters, broken water lines or sewer laterals, non-compliant electrical weather heads, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons. This program aims to provide help quickly.
- General Assistance Program exists to help property owners who live in any part of the City. Activities can include a wide range of things including repairs or replacement of principle fixtures and components, water and energy efficient improvements, repair or replacement of water lines or sewer laterals, and improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons. Common exterior items that qualify under this program are roofs, entryways, stairs, and porch repairs. Common interior items that qualify under this program include stairways, plumbing, electrical panels, and mechanical equipment.
- The Home Repair and Accessibility Program (HRAP) is designed to provide financial assistance to homeowners with housing rehabilitation needs. The assistance is provided in the form of a grant to qualified low-to-moderate income homeowners residing within the corporate limits of the City of Rock Island. This program assists income-eligible households with needed home repairs and/or accessibility modifications. Priority will be given to rehabilitation items addressing health and safety hazards and local code violations.
* Full Rehabilitation Projects:
- Income eligible households may utilize up to $50,000 of funds to repair their homes and remove health and safety hazards by replacing costly maintenance items.
* Accessibility Projects:
- Income eligible owner-occupied households with at least one senior or disabled resident, may utilize up to $50,000 of funds for accessibility modifications and removal of health and safety hazards by replacing costly maintenance items.
* Roof Only Projects:
- Income eligible households may utilize up to $25,000 to cover new/repairs for roofs, soffits, gutters, and downspouts. These homes must not have other major health and safety issues.
Categories
Housing Fund (down-payment) - Loans are available to income-qualified homeowners in Region XII COG communities for down-payments required for the client to qualify for a commercial loan.
Housing Fund (down-payment) - Loans are available to income-qualified homeowners in Region XII COG communities for down-payments required for the client to qualify for a commercial loan.
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Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.
Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.
Categories