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Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes.

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Categories

Government Subsidized Private Rental Housing Listings
Low Income/Subsidized Private Rental Housing
Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Housing Development

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

Categories

Home Rehabilitation Programs
Housing Down Payment Loans/Grants

Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.

Categories

City Government Departments/Offices
Home Rehabilitation Programs

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Low Cost for Sale Homes/Housing Units
Home Purchase/Mortgage Refinance Loans
Home Rehabilitation Programs
Business Financing
Owner Occupied Housing Rehab Loan Program offers loans to homeowners within the corporate limits of the City of Davenport for the correction of existing and potential Housing Code violations.

The program does not perform work on basements or foundations. Household must meet income, assets and properties limits set by HUD. A mortgage and promissory note secures all eligible and approved loans.

Provides a major rehabilitation deferred loan program, assistance up to $25,000 is available for major repair or renovation of homes which contain several code-related issues or are in need of significant rehabilitation (cosmetics do not qualify). A minor rehabilitation grant program, under this program a grant of up to $12,000 is provided for code-related repairs of an emergency nature which threatens the health or safety of the occupants of the home. An accessibility grant program that provides grant assistance to an income-eligible homeowner or renter of a single-family residence or up to a four-unit complex to eliminate physical barriers which inhibit the use of the dwelling unit by a person with disability. The maximum grant amount is $7,000.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans
Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

Categories

Home Purchase/Mortgage Refinance Loans
Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs
Business Financing
Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).

Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.

Categories

Home Maintenance and Minor Repair Services
Building Materials/Supplies Donation Programs
Home Rehabilitation Programs
Home Barrier Evaluation/Removal Services
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs
Provides home rehabilitation/small repairs to those in need through the Housing Trust Fund. Improvements/repairs can include roofing improvements, siding, window and door improvements, other exterior repairs and furnace replacement.

Applications will be accepted continuously, placed on a waiting list, and reviewed on a first-come, first served basis as funding is available.

Categories

Weatherization Programs
Home Rehabilitation Programs
Home Maintenance and Minor Repair Services

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs

Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.

Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.

Categories

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

Categories

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Provides seniors and/or disabled individuals minor home improvements to help remove barriers that may affect their health and safety in their home (such as repair of non-working heating system, mobility ramp, etc.). Applicant must be the homeowner and live in the home.

Direct/Deferred Payment Loan provides assistance for low and moderate-income homeowners located in low/moderate income areas. Provides direct loans at 0% interest with moderate monthly payments. If unable to get a direct loan, deferred payment loans are available at 0% interest with monthly payments deferred for two years.

Emergency Repair Loan is a 0% interest deferred payment loan, with no payments as long as the borrower keeps ownership of and lives on the property, for emergency repairs (replacement of furnaces, water heaters, dangerous wiring, etc.) to very low income home-owners citywide. Income cannot exceed 50% of Lincoln median income.

First Home Program provides assistance for low and moderate income first-time home buyers citywide who have not owned a home for 3 years. Some exceptions may apply. Must complete Home buyer Training offered by NeighborWorks Lincoln. Deferred loan assistance is available for gap financing and housing rehabilitation. Annual income cannot exceed 80% of Lincoln median income.

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

Categories

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Housing Counseling
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs
Accessibility Rehabilitation Program provides a three year forgivable loan to property owners and homeowners to make their home handicap accessible. Homeowner Rehabilitation Loan Program provides low interest, long term loans up to $25,000 to homeowners to rehabilitate their homes. Home Repair Program provides a no interest loan to qualified homeowners to make repairs like painting, siding, roofing, windows, etc.

Categories

Home Rehabilitation Programs
City Government Departments/Offices

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

Categories

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Housing Counseling
Housing preservation in Cheyenne, Deuel, Garden, and Kimball Counties to bring owner-occupied homes up to code. May provide repairs to electrical, plumbing, heating, structural, and thermal systems. Some cosmetic projects are allowed with the grant.

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Low Cost for Sale Homes/Housing Units
Home Purchase/Mortgage Refinance Loans
Home Rehabilitation Programs
Business Financing

City government offices.

Categories

Home Rehabilitation Programs
Weed Abatement/Brush Control
Street Maintenance
Building and Safety
City Government Departments/Offices
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs