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Village of Rantoul

333 South Tanner Street, Rantoul, IL 61866

Provides a major rehabilitation deferred loan program, assistance up to $25,000 is available for major repair or renovation of homes which contain several code-related issues or are in need of significant rehabilitation (cosmetics do not qualify). A minor rehabilitation grant program, under this program a grant of up to $12,000 is provided for code-related repairs of an emergency nature which threatens the health or safety of the occupants of the home. An accessibility grant program that provides grant assistance to an income-eligible homeowner or renter of a single-family residence or up to a four-unit complex to eliminate physical barriers which inhibit the use of the dwelling unit by a person with disability. The maximum grant amount is $7,000. 

Data provided by

United Way of the Midlands

Habitat for Humanity of Northern Fox Valley

56 South Grove Avenue, Elgin, IL 60120

Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.

Data provided by

United Way of the Midlands

Habitat for Humanity of McHenry County

907 Front Street, Mchenry, IL 60050

Addresses critical repair needs of low-income homeowners. The program focuses on making necessary repairs, modifications and improvements to ensure homes are safe, energy-efficient and accessible. Funding programs may require a forgivable loan, an affordable repayment plan or sweat equity hours through volunteer work or advocacy.

Kinds of repairs the program assists with:

- Roof repairs and replacements.

- Plumbing and electrical repairs.

- Heating and cooling system repairs.

- Foundation and structural repairs.

- Window and door replacements.

- Installation of wheelchair ramps.

- Widening doorways for accessibility.

- Installation of grab bars and handrails.

- Bathroom modifications for easier use.

- Chair lifts for multilevel accessibility.

Data provided by

United Way of the Midlands

USDA Rural Development - Effingham Service Center

2201 Willenborg Street, Suite 10, Effingham, IL 624014651

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by

United Way of the Midlands

USDA Rural Development - Jacksonville Service Center

1904 West Lafayette Avenue, Jacksonville, IL 626501011

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by

United Way of the Midlands

USDA Rural Development - Illinois

2118 West Park Court, Suite A, Champaign, IL 61821

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by

United Way of the Midlands

USDA Rural Development - Champaign Service Center

2110 West Park Court, Suite B, Champaign, IL 61821

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by

United Way of the Midlands

USDA Rural Development - Area 10

1301 6th Avenue North, Suite 1, Humboldt, IA 50548

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Data provided by

United Way of the Midlands

Project NOW Community Services

1830 2nd Avenue, Rock Island, IL 61201

Home repair and modification assistance. Provides necessary repairs to homes such as leaky roofs, plumbing issues, electrical problems, handicapped accessible bathrooms and ramps.

Data provided by

United Way of the Midlands

Southwest Iowa Planning Council/Southwest Iowa Transit Agency

1501 Southwest 7th Street, Atlantic, IA 50022
Exterior and/or interior improvement involving lead based paint removal. Assistance is in the form of a five year forgivable loan. Participants can qualify for temporary relocation assistance.

Data provided by

United Way of the Midlands

Neighborhood Finance Corporation - Cedar Rapids

1800 1st Avenue NE, LL 1, Cedar Rapids, IA 52402

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

Data provided by

United Way of the Midlands

Cedar Rapids City Offices

101 1st Street SE, Cedar Rapids, IA 52401
Provides financial assistance to owner-occupants city-wide for home rehabilitation like electrical hazards, plumbing sanitation or leak issues, faulty heating/roofing items  (does not include help with mobile homes).

Data provided by

United Way of the Midlands

Warren County Habitat for Humanity

PO Box 844, Indianola, IA 50125
Offers programs that include construction of new, affordable homes for qualifying families, neighborhood revitalization through home preservation repairs, housing counseling, and financial education classes. Each one of the programs supports the self-sufficiency and stability of partnering families, leading to more resilient households and a stronger community. To learn more about Jasper County Habitat, visit the website. **Does not offer emergency housing, financial assistance with rent, mortgage or rental housing options.

Data provided by

United Way of the Midlands

East Central Iowa Council of Governments

700 16th Street NE, Suite 301, Cedar Rapids, IA 52402
Provides grants for home improvements such as roofing, deck repair, window replacement, sidewalk repair, handrails, and handicap accessible ramps.

Data provided by

United Way of the Midlands

USDA Rural Development - Area 6

909 East 2nd Avenue, Suite C, Indianola, IA 50125
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Data provided by

United Way of the Midlands

Polk County Public Works

5885 NE 14th Street, Des Moines, IA 50313

Provides a Housing Rehabilitation and Weatherization Program (Housing Rehabilitation) to families with a household income at or below 80% of poverty guidelines.

Data provided by

United Way of the Midlands

Neighborhood Services

City Hall, 410 East Washington Street, Iowa City, IA 52240

Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.

Data provided by

United Way of the Midlands

Dubuque Housing and Community Development

350 West 6th Street, Suite 312, Dubuque, IA 52001
Accessibility Rehabilitation Program  provides a three year forgivable loan to property owners and homeowners to make their home handicap accessible. Homeowner Rehabilitation Loan Program provides low interest, long term loans up to $25,000 to homeowners to rehabilitate their homes. Home Repair Program provides a no interest loan to qualified homeowners to make repairs like painting, siding, roofing, windows, etc.

Data provided by

United Way of the Midlands

MercyOne Clinton Medical Center

1410 North 4th Street, Clinton, IA 52732

Provides a wide range of health care and support services that enable individuals, from newborns to the elderly to receive care at home. Services include:

- Rehabilitation Therapy.

- Social Services.

- Home Health Aides.

Data provided by

United Way of the Midlands

USDA Rural Development - Des Moines

210 Walnut Street, Room 873, Des Moines, IA 50309
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Data provided by

United Way of the Midlands

USDA Rural Development - Scottsbluff

818 Ferdinand Plaza, Suite B, Scottsbluff, NE 69361
Loan provider in rural areas. Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate. Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc. Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas. Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households. Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers. Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training. Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects.  Renewable systems include wind, solar, biomass, and geothermal.  Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc. Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households. Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas. Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations. Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues. Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc. Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes. Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing. Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas. Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal. Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets. Water and Waste Disposal Loans and Grants are available for water and sewer systems, solid waste and storm drainage in rural areas.

Data provided by

United Way of the Midlands

USDA Rural Development - Galesburg Service Center

233 South Soangetaha Road, Galesburg, IL 61401

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by

United Way of the Midlands

Des Moines Development Services Department

Argonne Armory Building, 602 Robert D. Ray Drive, 1st Floor, Des Moines, IA 50309

The ION team works with homeowners to make external repairs, connect to resources, and navigate the home repair system. Will also collaborate with partner organizations such as Habitat for Humanity, Rebuilding Together, Polk County Emergency Repair, and Neighborhood Finance Corporation to get repairs done.

Data provided by

United Way of the Midlands

Council Bluffs Department of Community Development

209 Pearl Street, Council Bluffs, IA 51503

Planning and zoning services, business, redevelopment and housing assistance, building permits and inspections, animal control and code compliance.

Data provided by

United Way of the Midlands

USDA Rural Development - Area 9

1619 North Lake Avenue, Storm Lake, IA 50588

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Data provided by

United Way of the Midlands