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Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Business Financing
Home Rehabilitation Programs
Low Cost for Sale Homes/Housing Units
Home Purchase/Mortgage Refinance Loans

Provides home improvement grants and/or low interest loans to repair deteriorated dwellings. Programs include:

- Minor Home Repair Program: provides grants and forgivable deferred payment loans to correct housing deficiencies of an immediate nature which threaten the health or safety of the occupant of the home or the structural integrity of the building.


- Home Accessibility Retrofit Program: provides grants or loans to eliminate barriers, modify the layout, or add structural accessories/improvements to the dwelling to make it more accessible for occupants with disabilities. May also be used to make "visibility" modification to dwelling units to allow immediate family members with disabilities to visit the subject property.


- Accessory Structure Demolition Program: provides grants or forgivable deferred loans for homeowners to demolish unsafe structures on their property.


- Residential Exterior Rehabilitation Program: provides a 50/50 matching grant or 0% interest loan to repair and bring up to code the living structure.

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs
Home Barrier Removal Loans
Home Barrier Evaluation/Removal Services
Home Maintenance and Minor Repair Grants/Loans
Home Barrier Removal Grants

Provides a wide range of health care and support services that enable individuals, from newborns to the elderly to receive care at home. Services include:

- Rehabilitation Therapy.

- Social Services.

- Home Health Aides.

Categories

Home Nursing
Home Health Aide Services
Home Rehabilitation Programs

Repairs and rehabilitates owner-occupied homes of low-income elderly, disabled, and families with children on a sliding fee scale to the homeowner. Handicap ramps may be built as part of this program as well. Work is supported entirely by contributions of time, labor, material, and money. All able-bodied residents of the home are expected to assist in making repairs.

*Note that the following services are not provided: roofs, foundations, siding, furnaces, lead remediation, chimneys, or work on mobile homes (other than wheelchair ramps, which may be built for mobile homes).

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Services

A program that helps homeowners with limited resources complete necessary home improvements. Program will provide qualified homeowners with the materials and labor needed to repair their homes. Sweat Equity hours are asked of the home owners when repairs are being made. A one-time service fee will be assessed, and some repayment is required for major repair projects.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

Categories

Housing Counseling
Home Purchase/Mortgage Refinance Loans
Home Rehabilitation Programs
Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

Categories

Business Financing
Home Purchase/Mortgage Refinance Loans
Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

Categories

Home Rehabilitation Programs
Housing Down Payment Loans/Grants

Provides a major rehabilitation deferred loan program, assistance up to $25,000 is available for major repair or renovation of homes which contain several code-related issues or are in need of significant rehabilitation (cosmetics do not qualify). A minor rehabilitation grant program, under this program a grant of up to $12,000 is provided for code-related repairs of an emergency nature which threatens the health or safety of the occupants of the home. An accessibility grant program that provides grant assistance to an income-eligible homeowner or renter of a single-family residence or up to a four-unit complex to eliminate physical barriers which inhibit the use of the dwelling unit by a person with disability. The maximum grant amount is $7,000.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans

Offers three types of housing rehabilitation loans, designed to help homeowners who are struggling to get repairs done on their own. The assistance is provided in the form of a forgivable loan to income qualifying applicants and is only available to City residents who own their own house.

- Emergency Assistance Program is open to property owners in any part of the City but is limited to a small number of eligible activities. The program can help with inoperable furnaces/boilers, water heaters, broken water lines or sewer laterals, non-compliant electrical weather heads, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons. This program aims to provide help quickly.

- General Assistance Program exists to help property owners who live in any part of the City. Activities can include a wide range of things including repairs or replacement of principle fixtures and components, water and energy efficient improvements, repair or replacement of water lines or sewer laterals, and improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons. Common exterior items that qualify under this program are roofs, entryways, stairs, and porch repairs. Common interior items that qualify under this program include stairways, plumbing, electrical panels, and mechanical equipment.

- The Home Repair and Accessibility Program (HRAP) is designed to provide financial assistance to homeowners with housing rehabilitation needs. The assistance is provided in the form of a grant to qualified low-to-moderate income homeowners residing within the corporate limits of the City of Rock Island. This program assists income-eligible households with needed home repairs and/or accessibility modifications. Priority will be given to rehabilitation items addressing health and safety hazards and local code violations.

* Full Rehabilitation Projects:

- Income eligible households may utilize up to $50,000 of funds to repair their homes and remove health and safety hazards by replacing costly maintenance items.

* Accessibility Projects:

- Income eligible owner-occupied households with at least one senior or disabled resident, may utilize up to $50,000 of funds for accessibility modifications and removal of health and safety hazards by replacing costly maintenance items.

* Roof Only Projects:

- Income eligible households may utilize up to $25,000 to cover new/repairs for roofs, soffits, gutters, and downspouts. These homes must not have other major health and safety issues.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Business Financing
Home Rehabilitation Programs
Low Cost for Sale Homes/Housing Units
Home Purchase/Mortgage Refinance Loans
Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

Categories

Business Financing
Home Purchase/Mortgage Refinance Loans
Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Business Financing
Home Rehabilitation Programs
Low Cost for Sale Homes/Housing Units
Home Purchase/Mortgage Refinance Loans

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

Categories

Home Rehabilitation Programs
Housing Down Payment Loans/Grants

Provides home modifications to help remove barriers in the homes of seniors to help them remain in their homes longer. Improvements are meant to reduce the risk of falling, improve general safety, increase accessibility, and to improve the functional abilities of the home.

Categories

Home Rehabilitation Programs
Home Barrier Evaluation/Removal Services
Economic Development Department offers a home rehabilitation assistance program that provides loans up to 40 percent or a maximum of eight thousand dollars for the repair project. Funds can be used for roof repairs, exterior door and window replacements, water and sewer line/septic system repair or replacement, electrical work and furnaces.

Offers affordable home repair services for low-income homeowners, allowing them to get work done now and pay for it later - sometimes years down the line. Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value. Services may include exterior repairs (such as roofs and siding), critical home repair (such as furnaces and water heaters), weatherization (such as windows and insulation), and accessibility (such as ramps, grab bars, and bath modifications).

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).

Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Services
Home Barrier Evaluation/Removal Services
Building Materials/Supplies Donation Programs

Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.

Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans

Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.

Categories

Home Barrier Evaluation/Removal Services
Home Maintenance and Minor Repair Services
Home Rehabilitation Programs
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.