Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Owner occupied rehabilitation.

Owner Occupied Housing Rehab Loan Program offers loans to homeowners within the corporate limits of the City of Davenport for the correction of existing and potential Housing Code violations.

The program does not perform work on basements or foundations. Household must meet income, assets and properties limits set by HUD. A mortgage and promissory note secures all eligible and approved loans.

A program that helps homeowners with limited resources complete necessary home improvements. Program will provide qualified homeowners with the materials and labor needed to repair their homes. Sweat Equity hours are asked of the home owners when repairs are being made. A one-time service fee will be assessed, and some repayment is required for major repair projects.

Income Guidelines for Residents of Linn County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,800 $50,050
2 $21,450 $57,200
3 $24,150 $64,350
4 $27,750 $71,500
5 $31,040 $77,250
6 $37,190 $82,950
7 $40,120 $88,700
8 $46,630 $94,400

Income Guidelines for Residents of Benton County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,900 $50,400
2 $21,600 $57,600
3 $24,300 $64,800
4 $27,750 $72,000
5 $32,470 $77,800
6 $37,190 $83,550
7 $41,910 $89,300
8 $46,630 $95,050

Offers financial assistance to homeowners to help with housing repairs and correcting code violations.

Requirements:
1) must be located within the Polk County portion of the participating cities.
2) the property to be assisted must be the homeowner's primary residence and a single family structure.
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted.
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Polk County. Priority is given to households at 50% or less of the Area Median Income.

Program Eligible Activities include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities

Economic Development Department offers a home rehabilitation assistance program that provides loans up to 40 percent or a maximum of eight thousand dollars for the repair project. Funds can be used for roof repairs, exterior door and window replacements, water and sewer line/septic system repair or replacement, electrical work and furnaces.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Helps low to moderate income homeowners make necessary repairs to their homes and ultimately aid in the revitalization of neighborhoods and communities. Includes the Full Rehab Program and Exterior Repair Program.

Modifications and improvements fall into four categories:
-- Lead Based Paint Hazards - Removal or stabilization of deteriorated lead based paint, which presents a health hazard to families, particularly families with small children.
-Structural Items - Address structural issues with the home such as the roof, floors, porches, steps, and foundation.
-- Safety and Health Related Items - Improves the overall safety of the home; addresses furnace, radon, plumbing, electrical, handrails, mold, rodents, and other infestations.
-- Accessibility - Modifications to improve accessibility in a home for people with disabilities; includes items such as ramps, lifts, wider doors, and grab bars.

Housing Rehabilitation and Weatherization Program (Housing Rehabilitation) is offered to families with a household income at or below 80% of poverty guidelines.

Offers various programs to help with financing and mortgage payment assistance. Families and individuals have the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.

The Northeast Iowa Regional Housing Trust Fund will assist individuals, community organizations, non-profit and for-profit developers in rehabilitation, repair, and creation of projects that improve the condition of, or contribute to the development of both rental and owner occupied affordable housing in the four county region. Additional assistance will be available for first-time homebuyers for down payment, closing costs and, if necessary, rehabilitation in conjunction with home purchase. Priority will be given to projects addressing repair and rehab issues in aging housing that benefit low income level residents. (i.e. plumbing, electrical, roofing, structural, energy efficiency, lead paint issues and handicap accessibility). The Board will consider both owner-occupied and rental properties, with loan details varying depending on the applicant’s situation, as detailed in the program guidelines.

Provides financial assistance to owner-occupants city-wide for home rehabilitation like electrical hazards, plumbing sanitation or leak issues, faulty heating/roofing items (does not include help with mobile homes).

Provides grants for home improvements such as roofing, deck repair, window replacement, sidewalk repair, handrails, and handicap accessible ramps.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Provides unique lending programs and other services to facilitate targeted neighborhood revitalization in Polk County and Cedar Rapids, Iowa, through partnerships with residents, governments, community-based organizations and the business community.

Accessibility Rehabilitation Program provides a three year forgivable loan to property owners and homeowners to make their home handicap accessible. Homeowner Rehabilitation Loan Program provides low interest, long term loans up to $25,000 to homeowners to rehabilitate their homes. Home Repair Program provides a no interest loan to qualified homeowners to make repairs like painting, siding, roofing, windows, etc.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Financially assists homeowners within Dallas County with housing repairs and correcting code violations by offering forgivable loans. It is funded through grants. The mission of the Dallas County Local Housing Trust Fund is "to provide and expand safe and affordable housing to low income residents of Dallas County"

PROGRAM ELIGIBLE ACTIVITIES include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities

REQUIREMENTS:
1) the property to be assisted must be located within Dallas County
2) proof of home ownership of the applicant must be provided. The property to be assisted must be the homeowner's primary residence and a single family structure
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Dallas County. Priority is given to households at 50% or less of the Area Median Income

Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

Housing preservation in Cheyenne, Deuel, Garden, and Kimball Counties to bring owner-occupied homes up to code. May provide repairs to electrical, plumbing, heating, structural, and thermal systems. Some cosmetic projects are allowed with the grant.