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Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Categories

Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs
Business Financing
Home Purchase/Mortgage Refinance Loans
Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Dispos

Categories

Business Financing
Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Provides unique lending programs and other services to facilitate targeted neighborhood revitalization in Polk County and Cedar Rapids, Iowa, through partnerships with residents, governments, community-based organizations and the business community.

Categories

Home Purchase/Mortgage Refinance Loans
Home Rehabilitation Programs
Housing Counseling

Builds affordable homes for low-income individuals and families who demonstrate a housing need.

Critical Home Repair: Restoration and maintenance for safety and housing stability. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations.

Categories

Sweat Equity Programs
Home Rehabilitation Programs
Financially assists homeowners within Dallas County with housing repairs and correcting code violations by offering forgivable loans. It is funded through grants. The mission of the Dallas County Local Housing Trust Fund is "to provide and expand safe and affordable housing to low income residents of Dallas County"

PROGRAM ELIGIBLE ACTIVITIES include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities

REQUIREMENTS:
1) the property to be assisted must be located within Dallas County
2) proof of home ownership of the applicant must be provided. The property to be assisted must be the homeowner's primary residence and a single family structure
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Dallas County. Priority is given to households at 50% or less of the Area Median Income

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs
Home Barrier Evaluation/Removal Services
Weatherization Programs

Provides a Housing Rehabilitation and Weatherization Program (Housing Rehabilitation) to families with a household income at or below 80% of poverty guidelines.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs
Offers programs that include construction of new, affordable homes for qualifying families, neighborhood revitalization through home preservation repairs, housing counseling, and financial education classes. Each one of the programs supports the self-sufficiency and stability of partnering families, leading to more resilient households and a stronger community. To learn more about Jasper County Habitat, visit the website.

**Does not offer emergency housing, financial assistance with rent, mortgage or rental housing options.

Categories

Sweat Equity Programs
Home Rehabilitation Programs

Provides minor home repairs or modifications to rehabilitate substandard homes with an emphasis on health and safety issues. Some typical repairs under this program include, but are not limited to plumbing and electrical upgrades, roof repairs, and new heating systems.

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs
Helps owner-investors with single family properties (1-4 units) east of 72nd Street make necessary repairs to their homes and ultimately aid in the revitalization of neighborhoods and communities. Rehabilitated properties are to be rented to low to moderate income persons.

If determined eligible, a construction specialist will schedule an initial property visit and determine the types of modifications and improvements that can be performed at the property.

Eligible property rehabilitation activities are limited to those necessary to correct substandard conditions, to make essential improvements, and to repair major systems in danger of failure. Major systems include such items as roofs, ceilings, walls, floors, foundations, plumbing, heating and air conditioning, and electrical systems.
Offers various programs to help with financing and mortgage payment assistance. Families and individuals have the opportunity to buy, build, repair, or own safe and affordable homes located in rural America.

Categories

Government Subsidized Private Rental Housing Listings
Housing Development
Low Income/Subsidized Private Rental Housing
Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

Categories

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs

Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.

Categories

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs
Home Maintenance and Minor Repair Services

Direct/Deferred Payment Loan provides assistance for low and moderate-income homeowners located in low/moderate income areas. Provides direct loans at 0% interest with moderate monthly payments. If unable to get a direct loan, deferred payment loans are available at 0% interest with monthly payments deferred for two years.

Emergency Repair Loan is a 0% interest deferred payment loan, with no payments as long as the borrower keeps ownership of and lives on the property, for emergency repairs (replacement of furnaces, water heaters, dangerous wiring, etc.) to very low income home-owners citywide. Income cannot exceed 50% of Lincoln median income.

First Home Program provides assistance for low and moderate income first-time home buyers citywide who have not owned a home for 3 years. Some exceptions may apply. Must complete Home buyer Training offered by NeighborWorks Lincoln. Deferred loan assistance is available for gap financing and housing rehabilitation. Annual income cannot exceed 80% of Lincoln median income.

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Categories

Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs
Business Financing
Home Purchase/Mortgage Refinance Loans

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Categories

Low Cost for Sale Homes/Housing Units
Home Rehabilitation Programs
Business Financing
Home Purchase/Mortgage Refinance Loans
A program that helps homeowners with limited resources complete necessary home improvements. Program will provide qualified homeowners with the materials and labor needed to repair their homes. Sweat Equity hours are asked of the home owners when repairs are being made. A one-time service fee will be assessed, and some repayment is required for major repair projects.

Income Guidelines for Residents of Linn County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,800 $50,050
2 $21,450 $57,200
3 $24,150 $64,350
4 $27,750 $71,500
5 $31,040 $77,250
6 $37,190 $82,950
7 $40,120 $88,700
8 $46,630 $94,400

Income Guidelines for Residents of Benton County (Varies annually; call for current guidleines)
Family Size Minimum Income (30%) Maximum Income (80%)
1 $18,900 $50,400
2 $21,600 $57,600
3 $24,300 $64,800
4 $27,750 $72,000
5 $32,470 $77,800
6 $37,190 $83,550
7 $41,910 $89,300
8 $46,630 $95,050
Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).

Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.

Categories

Home Rehabilitation Programs
Home Barrier Evaluation/Removal Services
Building Materials/Supplies Donation Programs
Home Maintenance and Minor Repair Services
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Services
Provides home rehabilitation/small repairs to those in need through the Housing Trust Fund. Improvements/repairs can include roofing improvements, siding, window and door improvements, other exterior repairs and furnace replacement.

Applications will be accepted continuously, placed on a waiting list, and reviewed on a first-come, first served basis as funding is available.

Categories

Home Rehabilitation Programs
Weatherization Programs
Home Maintenance and Minor Repair Services
Housing preservation in Cheyenne, Deuel, Garden, and Kimball Counties to bring owner-occupied homes up to code. May provide repairs to electrical, plumbing, heating, structural, and thermal systems. Some cosmetic projects are allowed with the grant.
Planning and zoning services, business, redevelopment and housing assistance, building permits and inspections, animal control and code compliance.

Categories

Home Rehabilitation Programs
Housing Counseling
Community Development Block Grant Agencies
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.