6/3/24 - The ION application window is now closed. Please note that the next date for opening up the applications is anticipated to be October 2024.
The ION team works with homeowners to make external repairs, connect to resources, and navigate the home repair system. Will also collaborate with partner organizations such as Habitat for Humanity, Rebuilding Together, Polk County Emergency Repair, and Neighborhood Finance Corporation to get repairs done.
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Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.
Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.
Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.
Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.
Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.
Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.
Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects. Renewable systems include wind, solar, biomass, and geothermal. Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.
Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.
Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.
Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.
Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.
Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.
Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.
Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.
Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.
Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.
Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.
Water and Waste Dispos
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City government offices:
-- City Council (402) 441-7515
-- Mayor's Department (402) 441-7511
-- Building and Safety (402) 441-7521
-- City Attorney (402) 441-7281
-- Finance Department (402) 441-7411
-- Fire Department (402) 441-7363 (see separate listing)
-- Health Department (402) 441-8000 (see separate listing)
-- Lincoln City Libraries (402) 441-8500 (see separate listing)
-- Parks and Recreation Department (402) 441-7275 (see separate listing)
-- Human Resources Department (402) 441-7597
-- Planning Department (402) 441-7491
-- Police Department (402) 441-6000 (see separate listing)
-- Public Works/Utilities Department (402) 441-7548
-- Urban Development Department (402) 441-7606
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We understand that pulling together the cash for a major repair may not be possible for all homeowners. Our Home Preservation Program makes repairs affordable for low-income homeowners, allowing them to get work done now and pay for it later - sometimes years down the line.
Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value.
Repair services fall under four distinct categories:
- Exterior Repairs (such as roofs and siding)
- Critical Home Repair (such as furnaces and water heaters)
- Weatherization (such as windows and insulation)
- Accessibility (such as ramps, grab bars, and bath modifications)
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Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.
Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).
Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.
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Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.
Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).
Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.
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Housing Fund (down-payment) - Loans are available to income-qualified homeowners in Region XII COG communities for down-payments required for the client to qualify for a commercial loan.
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NeighborWorks is also a packager for USDA-D home loans.
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Emergency Repair Loan is a 0% interest deferred payment loan, with no payments as long as the borrower keeps ownership of and lives on the property, for emergency repairs (replacement of furnaces, water heaters, dangerous wiring, etc.) to very low income home-owners citywide. Income cannot exceed 50% of Lincoln median income.
First Home Program provides assistance for low and moderate income first-time home buyers citywide who have not owned a home for 3 years. Some exceptions may apply. Must complete Home buyer Training offered by NeighborWorks Lincoln. Deferred loan assistance is available for gap financing and housing rehabilitation. Annual income cannot exceed 80% of Lincoln median income.
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Eligible repairs include:
-- Heating systems (furnaces)
-- Replacement of faulty water heaters
-- Repair exterior water service lines
-- Electrical problems with the electrical service on the exterior (outside) of homes
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Emergency assistance program is open to property owners in any part of the City but is limited to a small number of eligible activities. The program can help with inoperable furnaces/boilers, water heaters, broken water lines or sewer laterals, non-compliant electrical weather heads, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons. This program aims to provide help quickly.
General assistance program exists to help property owners who live in any part of the City. Activities can include a wide range of things including repairs or replacement of principle fixtures and components, water and energy efficient improvements, repair or replacement of water lines or sewer laterals, and improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons. Common exterior items that qualify under this program are roofs, entryways, stairs, and porch repairs. Common interior items that qualify under this program include stairways, plumbing, electrical panels, and mechanical equipment.
Targeted Area Repair Rehabilitation Program (TARRP) is limited to property owners within designated target areas of the City. These areas are shown in the maps below. One of the City's Housing and Property Maintenance Inspectors is assigned exclusively to these designated target areas. If the inspector finds a citable nuisance violation at a house, they are able to provide the property owner with information about this program. The property owner can then reach out to the Housing & Loan Program Officer and apply for assistance through this program for help getting the enforcement violations resolved. Violations are issued based on the condition of the following: structural deficiencies, nuisance violations, and health and life safety issues. Only exterior rehabilitation work is eligible in this program.
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**Does not offer emergency housing, financial assistance with rent, mortgage or rental housing options.
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