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USDA Rural Development - Area 8
Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes.
Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.
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Dubuque Housing and Community Development
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USDA Rural Development - Area 5
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City of Springfield Office of Planning and Economic Development
Provides ramps and other modifications to increase accessibility for disabled homeowners and renters. For minor home repairs services include repairing condemned furnaces, faulty wiring, or actively leaking roofs. Major home repairs provide funds in the form of forgivable deferred loans to correct health and safety code violations, including lead-based paint hazards for single-family dwelling units located in low-income census tracts. Get the Lead Out program and Health Home Production awards housing funds to qualified applicants to help cover the cost of lead hazard remediation. This program is available to owner-occupied homes and privately-owned rental properties.
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USDA Rural Development - Illinois
Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.
Programs available:
- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.
- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.
- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.
- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.
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USDA Rural Development - Galesburg Service Center
Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.
Programs available:
- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.
- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.
- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.
- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.
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Blue Valley Community Action Partnership - Administrative Office
Low interest loans for low and moderate income homeowners to rehabilitate health and safety needs of their older homes. Provides home buyer education to persons of any income level.
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City of Omaha Planning Department, Housing and Community Development Division
Grant program to correct critical repairs that threaten the health, safety, and welfare of very-low income households.
Eligible repairs include:
- Heating systems (furnaces)
- Replacement of faulty water heaters
- Repair exterior water service lines
- Electrical problems with the electrical service on the exterior (outside) of homes
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Council Bluffs Department of Community Development
Planning and zoning services, business, redevelopment and housing assistance, building permits and inspections, animal control and code compliance.
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USDA Rural Development - Norfolk
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USDA Rural Development - Nebraska State Office
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Moline City Community and Economic Development
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Cedar Valley Habitat For Humanity
A program that helps homeowners with limited resources complete necessary home improvements. Program will provide qualified homeowners with the materials and labor needed to repair their homes. Sweat Equity hours are asked of the home owners when repairs are being made. A one-time service fee will be assessed, and some repayment is required for major repair projects.
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Crosswalk Community Action Agency
Provides minor home repairs or modifications to rehabilitate substandard homes with an emphasis on health and safety issues. Some typical repairs under this program include, but are not limited to plumbing and electrical upgrades, roof repairs, and new heating systems.
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Sioux City Neighborhood Services Outreach Office
- DOWN PAYMENT ASSISTANCE: Provides up to $14,999 in closing costs and down payment assistance. Must utilize a local bank and be able to secure a 30 year fixed rate mortgage.
- HOMELESS SERVICES: Provides referrals and assistance with securing vital documents, as well as bus tickets for relocation.
- HOUSING REHABILITATION: Provides direct assistance to improve homes, both owner-occupied and rental, through a variety of programs.
- SECURITY DEPOSIT: Provides a security deposit for those who need assistance.
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Habitat For Humanity - Dubuque/Jackson Counties
Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.
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USDA Rural Development - Kearney
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USDA Rural Development - North Platte
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Cerro Gordo County Public Health
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Able Up Iowa
Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.
Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.
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Rebuilding Together Aurora
Community Block Build - House-by-house approach to improving focused areas of high need. Includes:
- Handicap accessibility modifications.
- Plumbing/electrical work.
- Energy efficiency upgrades.
- Landscaping.
- Painting.
Safe at Home - Improves access and reduces risk for seniors and people with disabilities. Some repairs include:
- Hand railings/grab bars.
- Ramps.
- Broken/weak steps.
- Walk-in shower.
- ADA-accessible doorways.
- Lever door knobs.
- Additional lighting.
- Deadbolts and locks.
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Eichacker Community Action Center
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City of Omaha Planning Department, Housing and Community Development Division
Provides home modifications to help remove barriers in the homes of seniors to help them remain in their homes longer. Improvements are meant to reduce the risk of falling, improve general safety, increase accessibility, and to improve the functional abilities of the home.
This is a grant program (up to $5,000) for single-family homeowners within the Omaha city limits. No repayment is necessary.
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Dallas County Local Housing Trust Fund, Inc.
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Habitat for Humanity North Central Iowa
Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Assists with minor improvements like painting, landscaping, exterior door replacements, accessibility improvements, and weatherization of the home and neighborhood beautification. Material costs are covered by no interest loans to the homeowner.