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Addresses critical repair needs of low-income homeowners. The program focuses on making necessary repairs, modifications and improvements to ensure homes are safe, energy-efficient and accessible. Funding programs may require a forgivable loan, an affordable repayment plan or sweat equity hours through volunteer work or advocacy.

Kinds of repairs the program assists with:

- Roof repairs and replacements.

- Plumbing and electrical repairs.

- Heating and cooling system repairs.

- Foundation and structural repairs.

- Window and door replacements.

- Installation of wheelchair ramps.

- Widening doorways for accessibility.

- Installation of grab bars and handrails.

- Bathroom modifications for easier use.

- Chair lifts for multilevel accessibility.

Economic Development Department offers a home rehabilitation assistance program that provides loans up to 40 percent or a maximum of eight thousand dollars for the repair project. Funds can be used for roof repairs, exterior door and window replacements, water and sewer line/septic system repair or replacement, electrical work and furnaces.

Exterior and/or interior improvement involving lead based paint removal. Assistance is in the form of a five year forgivable loan. Participants can qualify for temporary relocation assistance.

Loan provider in rural areas.

Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate.

Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc.

Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas.

Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households.

Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers.

Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training.

Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects.  Renewable systems include wind, solar, biomass, and geothermal.  Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc.

Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households.

Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas.

Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations.

Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues.

Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc.

Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes.

Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing.

Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas.

Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal.

Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets.

Water and Waste Disposal Loans and Grants are available for water and sewer systems, solid waste and storm drainage in rural areas.

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Assists with minor improvements like painting, landscaping, exterior door replacements, accessibility improvements, and weatherization of the home and neighborhood beautification. Material costs are covered by no interest loans to the homeowner.

Provides a Housing Rehabilitation and Weatherization Program (Housing Rehabilitation) to families with a household income at or below 80% of poverty guidelines.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Provides home rehabilitation assistance for single family homeowner occupied residents when grant funding is available through IDHA. Mobile homes are not eligible for this program. Each application is seen on a case by case basis. Measures will be done based on needs identified in the home inspection/assessment. The focus is on code, health, safety, and lead paint issues first. Grants are for a 2 year period.

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

Offers affordable home repair services for low-income homeowners, allowing them to get work done now and pay for it later – sometimes years down the line. Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value. Services may include exterior repairs (such as roofs and siding), critical home repair (such as furnaces and water heaters), weatherization (such as windows and insulation), and accessibility (such as ramps, grab bars, and bath modifications). 

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Low interest loans for low and moderate income homeowners to rehabilitate health and safety needs of their older homes. Provides home buyer education to persons of any income level.

Provides seniors and/or disabled individuals minor home improvements to help remove barriers that may affect their health and safety in their home (such as repair of non-working heating system, mobility ramp, etc.). Applicant must be the homeowner and live in the home.

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Through Green Iowa Americorp the city offers zero-interest loans up to $6,000 to income-eligible homeowners for energy-efficient improvements such as new furnaces or upgrades to heating systems, new windows, insulation, and/or weatherproofing. Funds are limited.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.

Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Helps owner-investors with single family properties (1-4 units) east of 72nd Street make necessary repairs to their homes and ultimately aid in the revitalization of neighborhoods and communities. Rehabilitated properties are to be rented to low to moderate income persons.

If determined eligible, a construction specialist will schedule an initial property visit and determine the types of modifications and improvements that can be performed at the property.

Eligible property rehabilitation activities are limited to those necessary to correct substandard conditions, to make essential improvements, and to repair major systems in danger of failure. Major systems include such items as roofs, ceilings, walls, floors, foundations, plumbing, heating and air conditioning, and electrical systems.

Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.