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City of Omaha Planning Department, Housing and Community Development Division

1819 Farnam Street, Suite 1111, Omaha, NE 68183

Grant program to correct critical repairs that threaten the health, safety, and welfare of very-low income households.

Eligible repairs include:

- Heating systems (furnaces)

- Replacement of faulty water heaters

- Repair exterior water service lines

- Electrical problems with the electrical service on the exterior (outside) of homes

Data provided by
United Way of the Midlands

Village of Rantoul

333 South Tanner Street, Rantoul, IL 61866

Provides a major rehabilitation deferred loan program, assistance up to $25,000 is available for major repair or renovation of homes which contain several code-related issues or are in need of significant rehabilitation (cosmetics do not qualify). A minor rehabilitation grant program, under this program a grant of up to $12,000 is provided for code-related repairs of an emergency nature which threatens the health or safety of the occupants of the home. An accessibility grant program that provides grant assistance to an income-eligible homeowner or renter of a single-family residence or up to a four-unit complex to eliminate physical barriers which inhibit the use of the dwelling unit by a person with disability. The maximum grant amount is $7,000. 

Data provided by
United Way of the Midlands

Habitat for Humanity of McHenry County

907 Front Street, Mchenry, IL 60050

Addresses critical repair needs of low-income homeowners. The program focuses on making necessary repairs, modifications and improvements to ensure homes are safe, energy-efficient and accessible. Funding programs may require a forgivable loan, an affordable repayment plan or sweat equity hours through volunteer work or advocacy.

Kinds of repairs the program assists with:

- Roof repairs and replacements.

- Plumbing and electrical repairs.

- Heating and cooling system repairs.

- Foundation and structural repairs.

- Window and door replacements.

- Installation of wheelchair ramps.

- Widening doorways for accessibility.

- Installation of grab bars and handrails.

- Bathroom modifications for easier use.

- Chair lifts for multilevel accessibility.

Data provided by
United Way of the Midlands

USDA Rural Development - Illinois

2118 West Park Court, Suite A, Champaign, IL 61821

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by
United Way of the Midlands

Moline City Community and Economic Development

619 16th Street, Moline, IL 61265
Home rehabilitation for those in owner-occupied housing in Moline. (As of 2020, there is a waiting list of approximately 50 households, or about one year.) Lead Based Paint Reduction Program tests homes for lead based paint.  Can scrape, prime, and paint surfaces and/or replace windows if needed.
Data provided by
United Way of the Midlands

Cerro Gordo County Public Health

2570 4th Street SW, Suite 1, Mason City, IA 50401
Offers to help homeowners with disabilities or those who are 62 years of age or older with home repairs to help to make homes safe. Home repairs focus on Radon testing and mitigation, general home repairs, electrical work, plumbing, and new paint. Other home repair needs considered on a case by case basis. Must meet program guidelines to be eligible. Call or visit the website to learn more.
Data provided by
United Way of the Midlands

Tolson Community Action Center

1303 West Washington, Mount Pleasant, IA 52641
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.
Data provided by
United Way of the Midlands

USDA Rural Development - Norfolk

2601 Lakeridge Drive, Suite 2, Norfolk, NE 68701
Loan provider in rural areas. Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate. Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc. Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas. Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households. Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers. Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training. Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects.  Renewable systems include wind, solar, biomass, and geothermal.  Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc. Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households. Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas. Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations. Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues. Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc. Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes. Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing. Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas. Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal. Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets. Water and Waste Disposal Loans and Grants are available for water and sewer systems, solid waste and storm drainage in rural areas.
Data provided by
United Way of the Midlands

Cedar Valley Habitat For Humanity

350 6th Avenue SE, Cedar Rapids, IA 52403

A program that helps homeowners with limited resources complete necessary home improvements. Program will provide qualified homeowners with the materials and labor needed to repair their homes. Sweat Equity hours are asked of the home owners when repairs are being made. A one-time service fee will be assessed, and some repayment is required for major repair projects.

Data provided by
United Way of the Midlands

City of Omaha Planning Department, Housing and Community Development Division

1819 Farnam Street, Suite 1111, Omaha, NE 68183

Provides home modifications to help remove barriers in the homes of seniors to help them remain in their homes longer. Improvements are meant to reduce the risk of falling, improve general safety, increase accessibility, and to improve the functional abilities of the home.

This is a grant program (up to $5,000) for single-family homeowners within the Omaha city limits. No repayment is necessary.

Data provided by
United Way of the Midlands

City of Springfield Office of Planning and Economic Development

800 East Monroe, Suite 107, Springfield, IL 62701

Provides ramps and other modifications to increase accessibility for disabled homeowners and renters. For minor home repairs services include repairing condemned furnaces, faulty wiring, or actively leaking roofs. Major home repairs provide funds in the form of forgivable deferred loans to correct health and safety code violations, including lead-based paint hazards for single-family dwelling units located in low-income census tracts. Get the Lead Out program and Health Home Production awards housing funds to qualified applicants to help cover the cost of lead hazard remediation. This program is available to owner-occupied homes and privately-owned rental properties. 

Data provided by
United Way of the Midlands

Habitat for Humanity North Central Iowa

517 1st Street NW, Mason City, IA 50401

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Assists with minor improvements like painting, landscaping, exterior door replacements, accessibility improvements, and weatherization of the home and neighborhood beautification. Material costs are covered by no interest loans to the homeowner.

Data provided by
United Way of the Midlands

Rebuilding Together

445 East 1st Street, Fremont, NE 68025

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

Data provided by
United Way of the Midlands

USDA Rural Development - Area 6

909 East 2nd Avenue, Suite C, Indianola, IA 50125
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
Data provided by
United Way of the Midlands

Habitat for Humanity of Champaign County

1914 Glenn Park Drive, Champaign, IL 61821

Offers volunteer work with the community to provide housing for those in need. Services include build and sell decent, quality, affordable houses to families at a zero percent interest rate. Select families based on their level of need, willingness to partner with Habitat, and ability to repay a mortgage. Services may also provide home maintenance, budgeting, and financial educations classes free of charge to anyone in the community. 

Data provided by
United Way of the Midlands

USDA Rural Development - Scottsbluff

818 Ferdinand Plaza, Suite B, Scottsbluff, NE 69361
Loan provider in rural areas. Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate. Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc. Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas. Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households. Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers. Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training. Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects.  Renewable systems include wind, solar, biomass, and geothermal.  Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc. Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households. Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas. Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations. Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues. Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc. Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes. Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing. Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas. Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal. Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets. Water and Waste Disposal Loans and Grants are available for water and sewer systems, solid waste and storm drainage in rural areas.
Data provided by
United Way of the Midlands

USDA Rural Development - Area 10

1301 6th Avenue North, Suite 1, Humboldt, IA 50548

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Data provided by
United Way of the Midlands

Neighborhood Finance Corporation - Des Moines

4908 Franklin Avenue, Des Moines, IA 50310

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

Data provided by
United Way of the Midlands

Des Moines Development Services Department

Argonne Armory Building, 602 Robert D. Ray Drive, 1st Floor, Des Moines, IA 50309

The ION team works with homeowners to make external repairs, connect to resources, and navigate the home repair system. Will also collaborate with partner organizations such as Habitat for Humanity, Rebuilding Together, Polk County Emergency Repair, and Neighborhood Finance Corporation to get repairs done.

Data provided by
United Way of the Midlands

Des Moines County Community Action Neighborhood Center

700 Jefferson Street, Burlington, IA 52601
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.
Data provided by
United Way of the Midlands

USDA Rural Development - Area 4

709 South Iris Street, Suite 103, Mount Pleasant, IA 52641

Offers single family housing program provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

Data provided by
United Way of the Midlands

Normal Community Development Department

108 East Beaufort Street, Normal, IL 61761
Offers grants, 5-year forgivable loans, or 10-year forgivable loans for homeowners to access emergency repair for critical threats to the home, and home modification to improve individual mobility.
Data provided by
United Way of the Midlands

Project NOW Community Services

1830 2nd Avenue, Rock Island, IL 61201

Home repair and modification assistance. Provides necessary repairs to homes such as leaky roofs, plumbing issues, electrical problems, handicapped accessible bathrooms and ramps.

Data provided by
United Way of the Midlands

USDA Rural Development - Galesburg Service Center

233 South Soangetaha Road, Galesburg, IL 61401

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by
United Way of the Midlands

NeighborWorks Northeast Nebraska - Norfolk

213 South 1st Street, Norfolk, NE 68701

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

Data provided by
United Way of the Midlands