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Offers volunteer work with the community to provide housing for those in need. Services include build and sell decent, quality, affordable houses to families at a zero percent interest rate. Select families based on their level of need, willingness to partner with Habitat, and ability to repay a mortgage. Services may also provide home maintenance, budgeting, and financial educations classes free of charge to anyone in the community.

Categories

Sweat Equity Programs
Home Rehabilitation Programs
Home repair and modification assistance. Program provides necessary repairs to homes such as leaky roofs, plumbing issues, electrical problems, handicapped accessible bathrooms and ramps.

Categories

Home Rehabilitation Programs

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Business Financing
Low Cost for Sale Homes/Housing Units
The Northeast Iowa Regional Housing Trust Fund will assist individuals, community organizations, non-profit and for-profit developers in rehabilitation, repair, and creation of projects that improve the condition of, or contribute to the development of both rental and owner occupied affordable housing in the four county region. Additional assistance will be available for first-time homebuyers for down payment, closing costs and, if necessary, rehabilitation in conjunction with home purchase. Priority will be given to projects addressing repair and rehab issues in aging housing that benefit low income level residents. (i.e. plumbing, electrical, roofing, structural, energy efficiency, lead paint issues and handicap accessibility). The Board will consider both owner-occupied and rental properties, with loan details varying depending on the applicant’s situation, as detailed in the program guidelines.

Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Services
Home Barrier Evaluation/Removal Services

Provides a major rehabilitation deferred loan program, assistance up to $25,000 is available for major repair or renovation of homes which contain several code-related issues or are in need of significant rehabilitation (cosmetics do not qualify). A minor rehabilitation grant program, under this program a grant of up to $12,000 is provided for code-related repairs of an emergency nature which threatens the health or safety of the occupants of the home. An accessibility grant program that provides grant assistance to an income-eligible homeowner or renter of a single-family residence or up to a four-unit complex to eliminate physical barriers which inhibit the use of the dwelling unit by a person with disability. The maximum grant amount is $7,000.

Categories

Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs

Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.

Categories

Home Rehabilitation Programs
City Government Departments/Offices

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Business Financing
Low Cost for Sale Homes/Housing Units
Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Yard cleanup is offered by a group of volunteers, a couple of times throughout the summer months (will NOT help with tree removals, tree limbs/branches removals from dead or dying trees, mowing yards or snow removal).

Volunteer Opportunities are available as Rebuilding Together relies on donations of time, money, material and volunteers both skilled and unskilled to help with repairs.

Categories

Building Materials/Supplies Donation Programs
Home Rehabilitation Programs
Home Maintenance and Minor Repair Services
Home Barrier Evaluation/Removal Services

Builds affordable homes for low-income individuals and families who demonstrate a housing need.

Critical Home Repair: Restoration and maintenance for safety and housing stability. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations.

Categories

Sweat Equity Programs
Home Rehabilitation Programs
Offers programs that include construction of new, affordable homes for qualifying families, neighborhood revitalization through home preservation repairs, housing counseling, and financial education classes. Each one of the programs supports the self-sufficiency and stability of partnering families, leading to more resilient households and a stronger community. To learn more about Jasper County Habitat, visit the website.

**Does not offer emergency housing, financial assistance with rent, mortgage or rental housing options.

Categories

Sweat Equity Programs
Home Rehabilitation Programs

Provides a wide range of health care and support services that enable individuals, from newborns to the elderly to receive care at home. Services include:

- Rehabilitation Therapy.

- Social Services.

- Home Health Aides.

Categories

Home Nursing
Home Health Aide Services
Home Rehabilitation Programs

Grant program to correct critical repairs that threaten the health, safety, and welfare of very-low income households.

Eligible repairs include:

- Heating systems (furnaces)

- Replacement of faulty water heaters

- Repair exterior water service lines

- Electrical problems with the electrical service on the exterior (outside) of homes

Categories

Home Maintenance and Minor Repair Services
Furnaces
Water Heaters
Home Rehabilitation Programs

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

Categories

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes.

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Categories

Home Purchase/Mortgage Refinance Loans
Low Income/Subsidized Private Rental Housing
Home Rehabilitation Programs
Housing Development
Government Subsidized Private Rental Housing Listings
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

Categories

Home Rehabilitation Programs
Housing Down Payment Loans/Grants
Offers financial assistance to homeowners to help with housing repairs and correcting code violations.

Requirements:
1) must be located within the Polk County portion of the participating cities.
2) the property to be assisted must be the homeowner's primary residence and a single family structure.
3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted.
4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Polk County. Priority is given to households at 50% or less of the Area Median Income.

Program Eligible Activities include:
1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings
2) Building systems: (a) electrical (b) plumbing (c) heating
3) Weatherization: (a) insulation (b) windows (c) siding
4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities

Categories

Home Barrier Evaluation/Removal Services
Home Rehabilitation Programs
Weatherization Programs

Minor repairs inside home, minor modifications for those within Omaha city limits. (Anything not structural)

Services may include:

- Installing handrails, door locks, and wide-range viewers

- Building wheelchair ramps (depends on slope and grade of property, property lines)

- Minor plumbing repairs - no electrical services

- Installing window locks

- Repairing screen and storm windows and doors

- Interior painting in winter or during bad weather

- Minor weather stripping and caulking

- Changing furnace filter, if filter provided

- Minor plaster or drywall repair

- Installing smoke detectors

- Stairway repair

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Services

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes.

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Categories

Home Purchase/Mortgage Refinance Loans
Low Income/Subsidized Private Rental Housing
Home Rehabilitation Programs
Housing Development
Government Subsidized Private Rental Housing Listings
Safety repairs and modifications to allow home owning seniors to safely remain in their residence. Applications are taken for those over 60 who are low income. Funding for large or cosmetic repairs is not available. Applicants may qualify for furnace repair or replacement if needed through other funding.
Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes.

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

Categories

Home Purchase/Mortgage Refinance Loans
Low Income/Subsidized Private Rental Housing
Home Rehabilitation Programs
Housing Development
Government Subsidized Private Rental Housing Listings

Helps provide critical housing repairs for low income households.

Categories

Home Maintenance and Minor Repair Services
Home Rehabilitation Programs

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Categories

Home Rehabilitation Programs
Home Purchase/Mortgage Refinance Loans
Business Financing
Low Cost for Sale Homes/Housing Units