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101 1st Street SE, Cedar Rapids, IA 52401
Provides financial assistance to owner-occupants city-wide for home rehabilitation like electrical hazards, plumbing sanitation or leak issues, faulty heating/roofing items  (does not include help with mobile homes).
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United Way of the Midlands
213 South 1st Street, Norfolk, NE 68701

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

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United Way of the Midlands
939 Office Park Road, Suite 306, West Des Moines, IA 50265
Financially assists homeowners within Dallas County with housing repairs and correcting code violations by offering forgivable loans. It is funded through grants. The mission of the Dallas County Local Housing Trust Fund is "to provide and expand safe and affordable housing to low income residents of Dallas County" PROGRAM ELIGIBLE ACTIVITIES include: 1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings 2) Building systems: (a) electrical (b) plumbing (c) heating 3) Weatherization: (a) insulation (b) windows (c) siding 4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities REQUIREMENTS: 1) the property to be assisted must be located within Dallas County 2) proof of home ownership of the applicant must be provided. The property to be assisted must be the homeowner's primary residence and a single family structure 3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted 4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Dallas County. Priority is given to households at 50% or less of the Area Median Income
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United Way of the Midlands
4009 6th Avenue, Suite 1, Kearney, NE 68845
Loan provider in rural areas. Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate. Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc. Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas. Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households. Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers. Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training. Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects.  Renewable systems include wind, solar, biomass, and geothermal.  Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc. Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households. Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas. Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations. Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues. Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc. Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes. Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing. Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas. Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal. Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets. Water and Waste Disposal Loans and Grants are available for water and sewer systems, solid waste and storm drainage in rural areas.
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United Way of the Midlands
1830 2nd Avenue, Rock Island, IL 61201

Home repair and modification assistance. Provides necessary repairs to homes such as leaky roofs, plumbing issues, electrical problems, handicapped accessible bathrooms and ramps.

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United Way of the Midlands
City Hall, 410 East Washington Street, Iowa City, IA 52240
Through Green Iowa Americorp the city offers zero-interest loans up to $6,000 to income-eligible homeowners for energy-efficient improvements such as new furnaces or upgrades to heating systems, new windows, insulation, and/or weatherproofing. Funds are limited.
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United Way of the Midlands
900 Jackson Street, Suite LL5-2E, Dubuque, IA 52001

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.

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United Way of the Midlands
233 South Soangetaha Road, Galesburg, IL 61401

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

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United Way of the Midlands
1501 Southwest 7th Street, Atlantic, IA 50022
Exterior and/or interior improvement involving lead based paint removal. Assistance is in the form of a five year forgivable loan. Participants can qualify for temporary relocation assistance.
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United Way of the Midlands
c/o Saint John UCC, 1010 South Park Boulevard, Freeport, IL 61032

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

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United Way of the Midlands
1819 Farnam Street, Suite 1111, Omaha, NE 68183

Provides home modifications to help remove barriers in the homes of seniors to help them remain in their homes longer. Improvements are meant to reduce the risk of falling, improve general safety, increase accessibility, and to improve the functional abilities of the home.

This is a grant program (up to $5,000) for single-family homeowners within the Omaha city limits. No repayment is necessary.

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United Way of the Midlands
1301 6th Avenue North, Suite 1, Humboldt, IA 50548

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

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United Way of the Midlands
1100 12th Street Southwest, Suite C, Le Mars, IA 51031

Offers programs to assist families and individuals in rural America with financing, mortgage payment assistance, and opportunities to buy, build, repair, or own safe and affordable homes. 

Additionally, the service provides access to information about privately owned rental housing options available at below-market rates, including government-subsidized housing and low-income/subsidized private rental housing. These housing options may include units developed or improved with public funds, income-based rental housing, and fixed below-market rate rental housing, benefiting low-income households, older adults, people with disabilities, and other special populations.

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United Way of the Midlands
108 East Beaufort Street, Normal, IL 61761
Offers grants, 5-year forgivable loans, or 10-year forgivable loans for homeowners to access emergency repair for critical threats to the home, and home modification to improve individual mobility.
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United Way of the Midlands
312 East Backbone Road, Suite 1, Princeton, IL 61356

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

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United Way of the Midlands
939 Office Park Road, Suite 306, West Des Moines, IA 50265
Offers financial assistance to homeowners to help with housing repairs and correcting code violations.  Requirements: 1) must be located within the Polk County portion of the participating cities. 2) the property to be assisted must be the homeowner's primary residence and a single family structure. 3) property taxes and/or mortgage payments must be current and paid to date and there cannot be any mechanics liens on the property to be assisted. 4) income limits of the household must fall at or below 80% of the Area Median Income (AMI) for Polk County. Priority is given to households at 50% or less of the Area Median Income. Program Eligible Activities include: 1) Basic structural repairs: (a) exterior walls (b) roof and roof structure (c) foundation (d) floor joists and ceilings 2) Building systems: (a) electrical (b) plumbing (c) heating 3) Weatherization: (a) insulation (b) windows (c) siding 4) Handicap Accessibility: (a) exterior ramp (b) bathroom facilities
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United Way of the Midlands
709 South Iris Street, Suite 103, Mount Pleasant, IA 52641

Offers single family housing program provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

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United Way of the Midlands
2110 West Park Court, Suite B, Champaign, IL 61821

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Data provided by
United Way of the Midlands
130 South Sheldon Avenue, Suite 201, Ames, IA 50014

Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.

Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.

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United Way of the Midlands
4908 Franklin Avenue, Des Moines, IA 50310

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

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United Way of the Midlands
2570 4th Street SW, Suite 1, Mason City, IA 50401
Offers to help homeowners with disabilities or those who are 62 years of age or older with home repairs to help to make homes safe. Home repairs focus on Radon testing and mitigation, general home repairs, electrical work, plumbing, and new paint. Other home repair needs considered on a case by case basis. Must meet program guidelines to be eligible. Call or visit the website to learn more.
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United Way of the Midlands
818 Ferdinand Plaza, Suite B, Scottsbluff, NE 69361
Loan provider in rural areas. Business and Industry Loan Guarantees are available for business and industrial development in rural areas to create and maintain employment, expand and to improve economic climate. Community Facilities Direct and Guaranteed Loans and Grants are available for community service facilities in rural areas such as libraries, clinics, fire and rescue buildings and equipment, etc. Cooperative Services helps rural residents form new cooperatives and multiple owner businesses and improve operations of existing cooperatives in rural areas. Direct and Guaranteed Home Ownership provides loans to purchase or construct single family homes in rural areas for very low/low/moderate income households. Direct Farm Labor Housing Loans and Grants provide housing and related facilities in rural areas for domestic farm laborers. Distance Learning and Telemedicine Loans and Grants provide for technology equipment and facilities for linking rural schools within regions, linking schools to other educational institutions, utilizing rural libraries as distance learning centers, linking rural hospitals and medical clinics to major medical centers, interactive video, and distance rural health training. Energy Efficiency Improvements and Renewable Energy Systems provide grant assistance in development of renewable energy and energy efficiency improvement projects.  Renewable systems include wind, solar, biomass, and geothermal.  Energy efficiency improvements include energy improvements to business facility including insulation, windows, doors, HVAC, refrigeration, lighting, pumping/air/motor systems, etc. Housing Preservation Grants offers funding to selected recipient organization to develop program to help repair individual housing, rental properties or coops in rural areas owned and/or occupied by very low and low-income households. Intermediary Re-Lending Program provides loans to ultimate recipients for community development projects, establishment and expansion of businesses, and creating and/or saving jobs in rural areas. Rural Cooperative Development Grants establish and operate cooperative development centers in rural areas primarily to improve economic conditions of rural areas via development of new cooperatives and multiple owner businesses and improving existing co-ops' operations. Rural Business Development Grants are competitive grants designed to support targeted technical assistance, training, and other activities leading to the development or expansion of small and emerging private businesses in rural areas that have fewer than 50 employees and less than $1 million in gross revenues. Rural Economic Development Loans and Grants provide for a wide range of rural economic development projects in rural areas such as business expansion and start-up, community development, etc. Rural Home Repair Loans and Grants assist homeowners, occupying dwellings in rural areas, to complete necessary repairs to their homes. Rural Housing Site Loans provide loans in rural areas to purchase land and develop sites for very low/low/moderate-income housing. Solid Waste Management Grants are used to reduce or eliminate pollution of water resources in rural areas and improve planning and management of solid waste sites in rural areas. Technical Assistance and Training Grants are used to identify and evaluate solutions to water and wastewater problems of associations in rural areas relating to water source, storage, treatment and distribution; and waste collection, treatment and disposal. Value-Added Producer Grants help eligible producers of agricultural commodities in rural areas to develop business plans for viable marketing opportunities and develop strategies to create marketing opportunities in emerging markets. Water and Waste Disposal Loans and Grants are available for water and sewer systems, solid waste and storm drainage in rural areas.
Data provided by
United Way of the Midlands
903 East Main Street, Marshalltown, IA 50158
Provides home rehabilitation/small repairs to those in need through the Housing Trust Fund. Improvements/repairs can include roofing improvements, siding, window and door improvements, other exterior repairs and furnace replacement. Applications will be accepted continuously, placed on a waiting list, and reviewed on a first-come, first served basis as funding is available.
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United Way of the Midlands
1410 North 4th Street, Clinton, IA 52732

Provides a wide range of health care and support services that enable individuals, from newborns to the elderly to receive care at home. Services include:

- Rehabilitation Therapy.

- Social Services.

- Home Health Aides.

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United Way of the Midlands