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Offers affordable home repair services for low-income homeowners, allowing them to get work done now and pay for it later – sometimes years down the line. Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value. Services may include exterior repairs (such as roofs and siding), critical home repair (such as furnaces and water heaters), weatherization (such as windows and insulation), and accessibility (such as ramps, grab bars, and bath modifications). 

Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.

Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.

Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.

Provides seniors and/or disabled individuals minor home improvements to help remove barriers that may affect their health and safety in their home (such as repair of non-working heating system, mobility ramp, etc.). Applicant must be the homeowner and live in the home.

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.

The ION team works with homeowners to make external repairs, connect to resources, and navigate the home repair system. Will also collaborate with partner organizations such as Habitat for Humanity, Rebuilding Together, Polk County Emergency Repair, and Neighborhood Finance Corporation to get repairs done.

Direct/Deferred Payment Loan provides assistance for low and moderate-income homeowners located in low/moderate income areas. Provides direct loans at 0% interest with moderate monthly payments. If unable to get a direct loan, deferred payment loans are available at 0% interest with monthly payments deferred for two years.

Emergency Repair Loan is a 0% interest deferred payment loan, with no payments as long as the borrower keeps ownership of and lives on the property, for emergency repairs (replacement of furnaces, water heaters, dangerous wiring, etc.) to very low income home-owners citywide. Income cannot exceed 50% of Lincoln median income.

First Home Program provides assistance for low and moderate income first-time home buyers citywide who have not owned a home for 3 years. Some exceptions may apply. Must complete Home buyer Training offered by NeighborWorks Lincoln. Deferred loan assistance is available for gap financing and housing rehabilitation. Annual income cannot exceed 80% of Lincoln median income.

- DOWN PAYMENT ASSISTANCE: Provides up to $14,999 in closing costs and down payment assistance. Must utilize a local bank and be able to secure a 30 year fixed rate mortgage.

- HOMELESS SERVICES: Provides referrals and assistance with securing vital documents, as well as bus tickets for relocation.

- HOUSING REHABILITATION: Provides direct assistance to improve homes, both owner-occupied and rental, through a variety of programs.

- SECURITY DEPOSIT: Provides a security deposit for those who need assistance.

Offers affordable home repair services for low-income homeowners, allowing them to get work done now and pay for it later – sometimes years down the line. Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value. Services may include exterior repairs (such as roofs and siding), critical home repair (such as furnaces and water heaters), weatherization (such as windows and insulation), and accessibility (such as ramps, grab bars, and bath modifications). 

Repairs and rehabilitates homes for low-income households of elderly persons, persons with a disability, and families with children.

May build handicap ramps, including for mobile homes.

Work is supported entirely by contributions of time, labor, material, and money; all able-bodied residents of the home are expected to assist in making repairs.

*DOES NOT provide the following services: roofs, foundations, siding, furnaces, lead remediation, chimneys, or work on mobile homes (other than wheelchair ramps).

Provides zero interest loans for replacements or repairs to roofs, gutters, windows, sidewalks and other concrete, furnaces, hot water heaters, and air conditioners. Some electrical and plumbing work can be provided. Work is completed by licensed contractors.

Program does NOT provide landscaping or tree removal.

Provides sustainable homeownership, home renovations, and revitalizes neighborhoods through collaborating partnerships.

Addresses critical repair needs of low-income homeowners. The program focuses on making necessary repairs, modifications and improvements to ensure homes are safe, energy-efficient and accessible. Funding programs may require a forgivable loan, an affordable repayment plan or sweat equity hours through volunteer work or advocacy.

Kinds of repairs the program assists with:

- Roof repairs and replacements.

- Plumbing and electrical repairs.

- Heating and cooling system repairs.

- Foundation and structural repairs.

- Window and door replacements.

- Installation of wheelchair ramps.

- Widening doorways for accessibility.

- Installation of grab bars and handrails.

- Bathroom modifications for easier use.

- Chair lifts for multilevel accessibility.

Provides a Housing Rehabilitation and Weatherization Program (Housing Rehabilitation) to families with a household income at or below 80% of poverty guidelines.