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Offers volunteer work with the community to provide housing for those in need. Services include build and sell decent, quality, affordable houses to families at a zero percent interest rate. Select families based on their level of need, willingness to partner with Habitat, and ability to repay a mortgage. Services may also provide home maintenance, budgeting, and financial educations classes free of charge to anyone in the community. 

Home modification projects to protect vulnerable individuals and families from harmful exposures to health and safety hazards, ramp installation and maintenance for qualifying individuals, and critical home repairs (roof, floor, bathroom, plumbing, etc.).

Provides a wide range of health care and support services that enable individuals, from newborns to the elderly to receive care at home. Services include:

- Rehabilitation Therapy.

- Social Services.

- Home Health Aides.

Offers housing rehabilitation programs that provide zero-interest loans and/or grants to homeowners to aid in making repairs to their homes. Neighborhood Services staff assists homeowners with home inspections, specifying work plans and repairs and obtaining bids from contractors.

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Assistance with home purchase down payments, closing cost payment, purchase, rehabilitation and resell of homes, and new construction.

NeighborWorks is also a packager for USDA-D home loans.

Provides home improvement grants and/or low interest loans to repair deteriorated dwellings. Programs include:

- Minor Home Repair Program: provides grants and forgivable deferred payment loans to correct housing deficiencies of an immediate nature which threaten the health or safety of the occupant of the home or the structural integrity of the building.

• Home Accessibility Retrofit Program: provides grants or loans to eliminate barriers, modify the layout, or add structural accessories/improvements to the dwelling to make it more accessible for occupants with disabilities. May also be used to make "visibility" modification to dwelling units to allow immediate family members with disabilities to visit the subject property.

• Accessory Structure Demolition Program: provides grants or forgivable deferred loans for homeowners to demolish unsafe structures on their property.

• Residential Exterior Rehabilitation Program: provides a 50/50 matching grant or 0% interest loan to repair and bring up to code the living structure.

Provides programs to build or improve housing, essential community facilities, and support business financing in rural areas of Illinois.

Programs available:

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally, grants are available for health and safety repairs for individuals over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds may also be used to buy or improve land and provide necessary facilities such as water and waste disposal systems. Rent assistance is available for rural residents.

- Community Facilities Programs: Loans, grants, and loan guarantees for essential community facilities in rural areas, with priority given to health care, education, and public safety projects.

- Business Financing Programs: Financial support, including loans and grants, for individuals or groups seeking to establish or expand businesses in rural areas.

Offers affordable home repair services for low-income homeowners, allowing them to get work done now and pay for it later – sometimes years down the line. Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value. Services may include exterior repairs (such as roofs and siding), critical home repair (such as furnaces and water heaters), weatherization (such as windows and insulation), and accessibility (such as ramps, grab bars, and bath modifications). 

Low interest loans for low and moderate income homeowners to rehabilitate health and safety needs of their older homes. Provides home buyer education to persons of any income level.

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Assists with minor improvements like painting, landscaping, exterior door replacements, accessibility improvements, and weatherization of the home and neighborhood beautification. Material costs are covered by no interest loans to the homeowner.

Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. This program is applicable for low-income families, seniors, and those with a disability. Services include interior or exterior work performed to alleviate critical health, life and safety issues or code violations. This includes a change to or repair of materials or components, a reconfiguration of space, a modification for accessibility and interior modifications, installation or extension of plumbing, and mechanical or electrical systems on an existing structure.

Offers single-family housing programs that provide homeownership opportunities to low- and moderate-income rural Americans through various loan, grant, and loan guarantee programs. 

Additionally, these programs may include assistance for essential home repairs to eliminate health or safety hazards, improve security, or address major system upgrades and replacements such as plumbing, heating, or electrical systems. Services are available to individuals in rural areas with populations of 20,000 or fewer.

Offers exterior home repairs to homeowners that meet income guidelines, who are unable to make the repairs on their own. Homeowners pay for materials and Habitat volunteers assist with minor improvements like painting, landscaping, exterior door replacements, and accessibility improvements.

Offers affordable home repair services for low-income homeowners, allowing them to get work done now and pay for it later – sometimes years down the line. Homeowners are invited to apply for the program and are accepted based on their household income and assessed home value. Services may include exterior repairs (such as roofs and siding), critical home repair (such as furnaces and water heaters), weatherization (such as windows and insulation), and accessibility (such as ramps, grab bars, and bath modifications). 

Grant program to correct critical repairs that threaten the health, safety, and welfare of very-low income households.

Eligible repairs include:

- Heating systems (furnaces)

- Replacement of faulty water heaters

- Repair exterior water service lines

- Electrical problems with the electrical service on the exterior (outside) of homes