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Offers credit counseling to help those with debt. During counseling sessions, credit counselors help clients set up a budget, evaluate their debt, and review their spending plan.

Provides up to $500 loans to help build or repair credit by making 12 timely payments of $44.95.

Credit Builder loans require 3 credit coaching sessions; free financial coaching is available.

Categories

Loan Counseling
Credit Related Organizations/Services
Centralized, free and secure service for consumers to request annual credit reports.

Under the Fair and Accurate Credit Transactions act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies.