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Accessline provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

Categories

Will Preparation Assistance
Labor and Employment Law
Legal Counseling
Landlord/Tenant Assistance
General Legal Aid
Tax Information
Welfare Rights Assistance
Housing Counseling
Child Custody/Visitation Assistance
Domestic/Family Violence Legal Services
Elder Law
Child Support Assistance/Enforcement
Advance Medical Directives
Debt Management
Legal Information Services
Legal Representation

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with:

-- Subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues.

-- Evictions from mobile home parks.

-- Evictions by private landlords.

-- Discrimination and disability accommodation (see Fair Housing Project).

-- Foreclosure, property tax, and other homeownership issues.

-- Housing protection for seniors, veterans, and people living with HIV/AIDS.

Categories

Landlord/Tenant Assistance
Debt Management
Public/Subsidized Housing Appeals Assistance
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Human Trafficking Legal Assistance
Patient Rights Assistance
Child Custody/Visitation Assistance
Will Preparation Assistance
Adoption Legal Services
Protective/Restraining Orders
Child Support Assistance/Enforcement
Domestic/Family Violence Legal Services
Consumer Law
Legal Representation
General Legal Aid
Advance Medical Directives
Landlord/Tenant Assistance
Protection and Advocacy for Individuals With Disabilities
Legal Information Services
Certificates/Forms Assistance
Tax Information
Welfare Rights Assistance
Discrimination Assistance
Labor and Employment Law
Debt Management
School System Advocacy
Veteran Benefits Assistance
Housing counseling, foreclosure counseling. Closing cost assistance for homebuyers. Some funds available for households in foreclosure due to COVID.

Categories

Debt Management
Housing Counseling
Community Development Corporations
Mortgage Payment Assistance
Housing Down Payment Loans/Grants
Offers credit counseling, debt relief and management through budget and credit counseling restructuring of monthly debt payments. Types of debts in which CCS can be most beneficial to clients are credit card, medical bills, and finance company debts. Target population are clients that generate enough income to cover their monthly living expenses but run short each month on their debt servicing.

Provides assistance to individuals who have loans through a payday lending program and/or a car title. Services include a no-interest loan to assist with paying off all or some of the payday or title loan, on-going, intensive one-on-one financial counseling, financial and spiritual support and guidance, and referrals to other social service agencies for additional support.

Counseling to ensure safe, affordable housing. Offers pre-purchase counseling, rental counseling, home buyer counseling, foreclosure mitigation, and home ownership counseling.

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with:

-- Subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues.

-- Evictions from mobile home parks.

-- Evictions by private landlords.

-- Discrimination and disability accommodation (see Fair Housing Project).

-- Foreclosure, property tax, and other homeownership issues.

-- Housing protection for seniors, veterans, and people living with HIV/AIDS.

Categories

Landlord/Tenant Assistance
Debt Management
Public/Subsidized Housing Appeals Assistance
Helps low-income Americans in financial distress file Chapter 7 bankruptcy at no cost. Combines technology with pro bono attorneys. The legal team includes lawyers, engineers, and judges.

Categories

Debt Management
Foreclosure prevention includes one on one sessions with a counselor to review current status and review possible options. Advocacy services including contacting lenders, reviewing documents, and assisting with completing budget.
Accessline provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

Categories

Will Preparation Assistance
Labor and Employment Law
Legal Counseling
Landlord/Tenant Assistance
General Legal Aid
Tax Information
Welfare Rights Assistance
Housing Counseling
Child Custody/Visitation Assistance
Domestic/Family Violence Legal Services
Elder Law
Child Support Assistance/Enforcement
Advance Medical Directives
Debt Management
Legal Information Services
Legal Representation
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Human Trafficking Legal Assistance
Patient Rights Assistance
Child Custody/Visitation Assistance
Will Preparation Assistance
Adoption Legal Services
Protective/Restraining Orders
Child Support Assistance/Enforcement
Domestic/Family Violence Legal Services
Consumer Law
Legal Representation
General Legal Aid
Advance Medical Directives
Landlord/Tenant Assistance
Protection and Advocacy for Individuals With Disabilities
Legal Information Services
Certificates/Forms Assistance
Tax Information
Welfare Rights Assistance
Discrimination Assistance
Labor and Employment Law
Debt Management
School System Advocacy
Veteran Benefits Assistance
Credit counseling offered free and confidentially regarding credit card, medical, and other types of debt. Offers budget counseling and a debt management program where many credit card companies will stop or reduce interest and late fees.

Categories

Debt Management
Personal Financial Counseling
Homebuyer education offers monthly workshops to help potential homeowners prepare for homeownership; one-on-one counseling is also available after completing the workshop.

Advocacy services include preparing mortgage plan, review purchase agreements, review credit reports, and assist with correcting incorrect information on credit reports.

Foreclosure prevention counseling.

Financial education.

Categories

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Debt Management
Accessline provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

Categories

Will Preparation Assistance
Labor and Employment Law
Legal Counseling
Landlord/Tenant Assistance
General Legal Aid
Tax Information
Welfare Rights Assistance
Housing Counseling
Child Custody/Visitation Assistance
Domestic/Family Violence Legal Services
Elder Law
Child Support Assistance/Enforcement
Advance Medical Directives
Debt Management
Legal Information Services
Legal Representation
Offers farmers and ranchers mediation as an effective means to resolve agricultural disputes. The mediation process maintains confidentiality, fosters positive relationships, allows participants a voice in the solution and is cost effective.

Free one-on-one clinics are held monthly at various sites throughout Nebraska. Professionals provide education and resources on mediation, farm finances, legal matters, farm succession planning and USDA farm programs.
Financial education including monthly workshops to help individuals gain or regain control over their finances. One on one counseling is also available after completing the workshop.

Asset Management Individual Development Account (IDAs) are matched savings accounts which may be used for the purchase of assets such as buying a home, pursuing post-secondary education or vocational training, and starting or expanding a small business.

Opportunity Passport Account program helps youth leaving foster care become financially literate as they gain experience with the banking system. Youth amass assets for education, housing, health care, vehicle, investments and other specified expenses.

Advocacy, including reviewing credit report, preparing financial action plan, assisting with setup of debt repayment schedules, and ongoing review of household budget.

Categories

Financial Literacy Training
Debt Management
Personal Financial Counseling
Financial Services

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

Categories

Personal Financial Counseling
Debt Management

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with:

-- Subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues.

-- Evictions from mobile home parks.

-- Evictions by private landlords.

-- Discrimination and disability accommodation (see Fair Housing Project).

-- Foreclosure, property tax, and other homeownership issues.

-- Housing protection for seniors, veterans, and people living with HIV/AIDS.

Categories

Landlord/Tenant Assistance
Debt Management
Public/Subsidized Housing Appeals Assistance
Offers free mortgage counseling for homeowners and will help with a third-party mediation to help get modifications on home loans. Works in conjunction with Iowa Legal Aid if legal services are needed during the advocacy process.

Categories

Debt Management
Home Purchase/Mortgage Refinance Loans
Mediation
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Human Trafficking Legal Assistance
Patient Rights Assistance
Child Custody/Visitation Assistance
Will Preparation Assistance
Adoption Legal Services
Protective/Restraining Orders
Child Support Assistance/Enforcement
Domestic/Family Violence Legal Services
Consumer Law
Legal Representation
General Legal Aid
Advance Medical Directives
Landlord/Tenant Assistance
Protection and Advocacy for Individuals With Disabilities
Legal Information Services
Certificates/Forms Assistance
Tax Information
Welfare Rights Assistance
Discrimination Assistance
Labor and Employment Law
Debt Management
School System Advocacy
Veteran Benefits Assistance
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Human Trafficking Legal Assistance
Patient Rights Assistance
Child Custody/Visitation Assistance
Will Preparation Assistance
Adoption Legal Services
Protective/Restraining Orders
Child Support Assistance/Enforcement
Domestic/Family Violence Legal Services
Consumer Law
Legal Representation
General Legal Aid
Advance Medical Directives
Landlord/Tenant Assistance
Protection and Advocacy for Individuals With Disabilities
Legal Information Services
Certificates/Forms Assistance
Tax Information
Welfare Rights Assistance
Discrimination Assistance
Labor and Employment Law
Debt Management
School System Advocacy
Veteran Benefits Assistance
Free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties. Assistance ranges from providing counsel and advice to representation before various agencies and courts.

Community legal education presentations offered, as well as over 20 printed booklets on various legal topics; a wide variety of legal education materials are also available on the website.

Legal services are provided in all civil legal areas, including:
Consumer/Finance - debt collection, repossession, garnishment, contracts/warranties, predatory lending, and public utilities (including utility disconnection or shut off notices).

Education - expulsion/suspension, special education, learning disabilities, school fees, access, vocational education, and student financial aid.

Employment - employment discrimination, wage claims, earned income tax credit, and taxes.

Family - adoption, custody, visitation, guardianship, domestic abuse, human trafficking and exploitation, family violence (child abuse, elder abuse, battered women/men), including assistance with restraining orders, and child support.

Health - Medicaid, Medicare, government children's health insurance programs, long term health care facilities, nursing homes, supplemental medical insurance, and hospital care.

Housing - federally subsidized housing, homeownership, real property, landlord/tenant, public housing, mobile homes, housing discrimination, foreclosures, forfeitures, and mortgage predatory lending practices.

Benefit Programs - ADFC/FIP, Social Security, food stamps, Social Security Disability (SSD), Supplemental Security Income (SSI), unemployment compensation, veterans benefits, FEMA, government benefits, and utility assistance applications.

Individual Rights - mental health, disability rights, civil rights, human trafficking, AIDS/HIV issues, assistive devices, and institutional confinement.

End of Life Planning - wills, living wills, advance directives, and power of attorney.

Drivers License.

Advocacy and legal assistance for people with disabilities, people with Alzheimer's disease, people with brain injury, people with mental illness, children, migrants, and veterans.

Categories

Human Trafficking Legal Assistance
Patient Rights Assistance
Child Custody/Visitation Assistance
Will Preparation Assistance
Adoption Legal Services
Protective/Restraining Orders
Child Support Assistance/Enforcement
Domestic/Family Violence Legal Services
Consumer Law
Legal Representation
General Legal Aid
Advance Medical Directives
Landlord/Tenant Assistance
Protection and Advocacy for Individuals With Disabilities
Legal Information Services
Certificates/Forms Assistance
Tax Information
Welfare Rights Assistance
Discrimination Assistance
Labor and Employment Law
Debt Management
School System Advocacy
Veteran Benefits Assistance
Accessline provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

Categories

Will Preparation Assistance
Labor and Employment Law
Legal Counseling
Landlord/Tenant Assistance
General Legal Aid
Tax Information
Welfare Rights Assistance
Housing Counseling
Child Custody/Visitation Assistance
Domestic/Family Violence Legal Services
Elder Law
Child Support Assistance/Enforcement
Advance Medical Directives
Debt Management
Legal Information Services
Legal Representation

Callers with unsecured debts such as credit cards or medical debt speak directly with trained counselors to discuss programs to reduce payments, interest, and late fees. Under a debt management plan, counselors can contact creditors and reduce payments, interest, and even principal amounts owed. These steps can help families reduce debt and avoid bankruptcy. This service focuses on unsecured debts such as credit cards, medical debts, and personal loans.